【正文】 .....................................................................7 . 業(yè)務(wù)范圍 ................................................................................................7 （二）中國網(wǎng)絡(luò)支付產(chǎn)業(yè)環(huán)境分析 ............................................................................7 1. 網(wǎng)絡(luò)支付行業(yè)發(fā)展環(huán)境逐步完善 ...................................................................7 2. 價(jià)值鏈角色分配有待合理合法化 ...................................................................8 3. 中國網(wǎng)絡(luò)支付行業(yè)市場(chǎng)規(guī)模發(fā)展?fàn)顩r ...........................................................8 . 中國網(wǎng)絡(luò)支付處于快速成長階段 ........................................................8 . 2020 年交易額規(guī)模突破 1 千億元 實(shí)現(xiàn)翻倍增長 ...........................9 . 2020 年交易額規(guī)模突破 1 萬億元 .....................................................9 4. 中國網(wǎng)絡(luò)支付 行業(yè)競爭情況分析 .................................................................10 . 市場(chǎng)競爭高度集中 ..............................................................................10 . 網(wǎng)關(guān)支付仍為當(dāng)前主流支付模式 ......................................................10 . 主流網(wǎng)絡(luò)支付運(yùn) 營商分析 .................................................................. 11 （三）中國網(wǎng)絡(luò)支付發(fā)展趨勢(shì)預(yù)測(cè)分析 ..................................................................12 1. 20202020 年中國網(wǎng)絡(luò)支付的發(fā)展前景分析 ..............................................12 2. 網(wǎng) 絡(luò)支付終端業(yè)前景廣闊 .............................................................................13 3. 網(wǎng)絡(luò)支付呈現(xiàn)多元化趨勢(shì) .............................................................................13 4. 未來第三方網(wǎng)絡(luò)支付企業(yè)將面臨洗牌 .........................................................14 （四）我司網(wǎng)絡(luò)支付 業(yè)務(wù)運(yùn)營與回報(bào) ......................................................................15 1. 我司進(jìn)入網(wǎng)絡(luò)支付業(yè)務(wù)的優(yōu)勢(shì) .....................................................................15 2. 業(yè)務(wù)構(gòu)成與組織架構(gòu) .....................................................................................16 . 主營業(yè)務(wù)切入點(diǎn) ..................................................................................16 . 業(yè)務(wù)主體 ..............................................................................................16 . 公司組織架構(gòu) ......................................................................................16 3. 業(yè)務(wù)營收 .........................................................................................................17 . 業(yè)務(wù)主要營收來源 ..............................................................................17 4. 投資計(jì)劃和資金使用規(guī)劃 .............................................................................17 . 資金投入計(jì)劃 ......................................................................................17 . 項(xiàng)目投入預(yù)算 ......................................................................................18 . 項(xiàng)目實(shí)施的投入計(jì)劃 ..........................................................................18 . 經(jīng)濟(jì)效益分析 ......................................................................................19 5. 業(yè)務(wù)處理流程 .................................................................................................20 . 總體結(jié)構(gòu) ..............................................................................................20 . 交易分類說明 ......................................................................................20 （五）網(wǎng)絡(luò)支付業(yè)務(wù)技術(shù)與實(shí)現(xiàn)手 段 ......................................................................21 1. 網(wǎng)絡(luò)支付安全方案設(shè)計(jì) .................................................................................21 . 電子支付采用的安全技術(shù) ..................................................................21 . 安全電子交易規(guī)范 SET .....................................................................21 . 安全套接字層協(xié)議 SSL .....................................................................21 . 平臺(tái)與工具 ..........................................................................................22 2. 網(wǎng)絡(luò)支付技術(shù)方案設(shè)計(jì) .................................................................................23 . 支付體系的構(gòu)成 ..................................................................................23 . 支付業(yè)務(wù)流程 ......................................................................................23 . 支付過程信息構(gòu)成 ..............................................................................23 . 網(wǎng)絡(luò)模型 ..................