【正文】 ................................................................................. 9 系統(tǒng)災(zāi)難備份 ............................................................................................. 9 4 系統(tǒng)架構(gòu)設(shè)計(jì) ................................................................................................................ 10 系統(tǒng)邏輯結(jié)構(gòu) .................................................................................................. 10 系統(tǒng)支付業(yè)務(wù)流程說(shuō)明 ........................................................................... 10 系統(tǒng)物理架構(gòu) .................................................................................................. 12 5 系統(tǒng)安全風(fēng)險(xiǎn)設(shè)計(jì) ........................................................................................................ 14 物理安全 .......................................................................................................... 14 網(wǎng)絡(luò)系統(tǒng)安全 .................................................................................................. 14 系統(tǒng)安全 .......................................................................................................... 14 通訊安全 .......................................................................................................... 14 風(fēng)險(xiǎn)控制 .......................................................................................................... 14 代碼安全 .......................................................................................................... 15 應(yīng)用安全 .......................................................................................................... 15 安全監(jiān)控 .......................................................................................................... 15 6 業(yè)務(wù)模塊功能說(shuō)明 ........................................................................................................ 16 業(yè)務(wù)模塊說(shuō)明 .................................................................................................. 16 支付 .................................................................................................................. 17 B2B 支付 .................................................................................................. 17 B2C 支付 .................................................................................................. 17 賬戶(hù)管理 .......................................................................................................... 18 企業(yè)賬戶(hù)管理 ........................................................................................... 18 商戶(hù)賬戶(hù)管理 ........................................................................................... 18 個(gè)人賬戶(hù)管理 ........................................................................................... 18 支付平臺(tái)賬戶(hù)管理 ................................................................................... 18 賬戶(hù)管理審核 ........................................................................................... 18 中間賬戶(hù)資金管理 .......................................................................................... 18 首旅集團(tuán)首付通系統(tǒng)解決方案建議書(shū) 中間賬戶(hù)查詢(xún) ........................................................................................... 18 中間賬戶(hù)資金調(diào)撥 ................................................................................... 18 中間賬戶(hù)資金審核 ................................................................................... 19 差錯(cuò)管理 .......................................................................................................... 19 撤消支付 ................................................................................................... 19 實(shí)時(shí)退款 ................................................................................................... 19 批量退款 ................................................................................................... 19 下載對(duì)賬差錯(cuò)文件 ................................................................................... 19 差錯(cuò)查詢(xún) ................................................................................................... 19 交易掛賬 ................................................................................................... 20 交易恢復(fù) ................................................................................................... 20 掛賬交易查詢(xún) ........................................................................................... 20 資金結(jié)算 .......................................................................................................... 20 商戶(hù)與個(gè)人結(jié)算 ....................................................................................... 20 商戶(hù)與企業(yè)結(jié)算 ....................................................................................... 20 交易市場(chǎng)手續(xù)費(fèi)結(jié)算 ............................................................................... 20 對(duì)賬處理 .......................................................................................................... 21 發(fā)送對(duì)賬請(qǐng)求 ........................................................................................... 21 下載對(duì)賬文件 ........................................................................................... 21 統(tǒng)計(jì)報(bào)表 .......................................................................................................... 21 收益類(lèi)報(bào)表 ............................................................................................... 21 業(yè)務(wù)類(lèi)報(bào)表 ............................................................................................... 22 風(fēng)險(xiǎn)類(lèi)報(bào)表 ............................................................................................... 22 商戶(hù)管理 .......................................................................................................... 22 充值 ........................................................................................................... 22 提現(xiàn) ........................................................................................................... 22 注冊(cè) ..................................................