貴金屬投資技術(shù)分析英文版-展示頁(yè)
2025-05-09 12:09本頁(yè)面
【正文】 Life insurance savings plans o Borrow against the policy’s cash value ? Brokerage accounts o An account at an investment pany Slide 4 What Are LowRisk Investing Options? 111 LowRisk Choices Bonds ? A bond is a loan that a buyer makes to a bond issuer. ? Government and corporations issue bonds. ? The face value is the amount the bondholder will be repaid on the maturity date. ? The maturity date is the date the borrowed money must be repaid. ? Bonds can be purchased at a discount or premium. Slide 5 111 LowRisk Choices Return on a Corporate Bond Corporate Bond Face value: $5,000 Discount rate: 4% Coupon rate: 4% yearly (paid semiannually) Term: 2 years Purchase price: $5,000 = $200 discount amount $5,000 ? $200 = $4,800 discounted purchase price Semiannual interest: $5,000 = $200 interest per year ($100 semiannual payment) $200 2 years = $400 total interest received Return on investment: At the end of the second year, the bond is redeemed for $5,000 (face value). $ 5,400 total amount received ($5,000 face value + $400 interest) ? 4,800 amount invested $ 600 total profit in dollars $600 247。 $4,800 = = % total return on investment
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