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B applying C broadcasting D loading32 A fire B employ C help D accept33 A profit B cost C money D volumePART FIVEQuestions 3445Choose the best word or phrase to fill each gap from A, B, C, or D on the opposite page.t register a credit card. B Because they drag out the loan. C Because they are unlikely to pay the things purchased by credit. O Because they are unwilling to pay interest.14 According to the passage, what does singlepayment loan refer to? A You may run loans from 30 to 60, or 90 days. B You must repay debts once in 30, 60, or 90 days. C It is the newest type of bank loan. D It refers to the loan provided for only one depositor.1$ According to paragraph 2, if you use $100 of your credit and repay it in 20 days, how much interest will you pay? A 70 cents. B 60 cents. C 80 cents. D 50 cents.16 What is the requirement to borrow from a credit union? A Consumers must be the members of a credit union. B Consumers must have steady ine. C The organization must lend money at low rates of interest. D Consumers must deposit their savings in the credit union.17 Which is not mentioned on borrowing from a smallloan pany? A These panies operate differently under state laws. B These panies charged lower than pawnbrokers. C Most of the loans made by these panies have no guarantee. D Customers must repay the loans in installment.18 What is both an advantage and disadvantage of borrowing on life insurance? A Life insurance loans are available to everyone. B Some types of insurance have a cash value. C Customers will let a loan run on and on. D The deadline of repaying the loans is flexible.PART FOURQuestions 1933 borrowing styles, and the questions on the opposite page.s growing worldwide presence, its name was changed to International Business Machine Corp., or IBM.G Watson also stressed the importance of the customer, a lasting IBM principle.PART THREEOuestions 1318s pany was merged with two others, Computing Scale Co., of America and International Time Recording Co. D But its origins can be traced back to 1890, when the United States was experiencing waves of immigration.E IBM39。 Do not use any letter more than once. Choose the best sentence from the opposite page to fill each of the gaps.re convincing enough to be featured in school cafeterias and fast food restaurants.PART TWOOuestion$ 812s poised to bee the food of the next millennium, available soon in nearly everything, everywhere. Some people believe the soy protein business will triple over the next two years because of the FDA announcement (The FDA is now letting panies advertise a connection between soy protein and a healthy heart, and it is sure to mean healthy profits).D onebilliondollarayear soybean business is dominated by panies that produce soy burgers, soymilk and tofu, but the future is in new products like soy pizza, soy peanut butter, even soy breakfast cereal. But experience has shown that unless healthy food tastes good, it fails in the marketplace. And many consumers consider the taste of soy, in this case tofu, bland or at best, beanlike. In Boca Burger in Chicago they won39。 You will need to use some of these letters more than once.1 In food industry sales volume is determined by nothing other than flavor.2 People in Asian countries eat soy products regularly to obtain protein.3 Considerable profits will be achieved in food industry because of advertisements on soy products.4 The soybean is used as a source of food for both human and livestock around theworld.5 The western countries primarily regarded soybean as an interesting and rare plant.6 Soy will bee one of the most popular foods in the 21st century.7 Soy product may reduce the risk of heart disease.AThe soybean is a legume native to China. For 5000 years, China has been using soybeans as a source of food and medicine. As one of the five sacred grains in China, soybeans were extensively cultivated and highly valued. In the eighteenth century, soybeans were introduced in Europe for the first time and were regarded merely as an object of botanical curiosity. It was only in the 193039。 Which section (A, B, C, or D) does each statement 17 refer to?TEST FOUR READING 1 HOURREADINGPART ONEQuestions 17 Look at the statements below and the information on soy and soy product on the opposite page. For each statement 17, mark one letter (A, B, C, or D) on your Answer Sheet.s when the United States began exploring and developing soybean varieties through hybridization. Today, as a main source of protein, soybeans are a regular ponent of human diet in countries such as China, Japan and Indonesia.B Many countries around the world produce as well as consume soybeans for different reasons. In Asia, the soybean is grown chiefly for the beans, which is consumed fresh, fermented, or dried. As a source of protein and oil, soybean milk is made with the whole soybeans. Bean curd is made from soymilk and tofu is seasoned or cooked to