【正文】 標(biāo)準(zhǔn)期限，仍按合同約定利率計(jì)息。 本合同項(xiàng)下貸款的付息方式和付息日約定如下： (選擇一種 ) （） 按季付息，付息日為公歷年每季度第三個(gè)月的廿日 . ( ) 按月付息，付息日為每月 日 . （） 在貸款到期日一次性還本付息。 在此借款人授權(quán)貸款人從借款人存款帳戶中主動(dòng)劃收應(yīng)付利息。 （ 7）已提交貸款人要求提供的其它文件、資料。 () 按下列提款計(jì)劃分期提款，但應(yīng)于每次提款日三個(gè)銀行工作日前向貸款人辦理提款手續(xù)： 分期提款日提款金額 ___ _年 ___月 ___日 ____________ (大寫金額 )_ ___年 ___月 ___日 ____________ (大寫金額 )__ __年 ___月 ___日 _______ ____ _ (大寫金額 )年月日 （大寫金額） ___ _年 ___月 ___日 ____________ (大寫金額 ) 貸款人在借款人辦妥提款手續(xù)后及時(shí)放款。 第五條還款 借款人應(yīng)當(dāng)在貸款到期日歸還全部貸款本息，有還款計(jì)劃的，還應(yīng)嚴(yán)格按照還款計(jì)劃還款。 第六條提前還貸和貸款展期 借款人要求提前還貸的，應(yīng)事先經(jīng)委托人和借款人同意。貸款人按照委托人的書面通知辦理提前還貸手續(xù)。借款人應(yīng)在貸款到期十日前向貸款人提出書面申請。 第七條貸款擔(dān)保 委托人可以要求借款人為本合同項(xiàng)下的貸款提供擔(dān)保，該擔(dān)保由委托人認(rèn) 可，并另行簽定擔(dān)保合同。如擔(dān)保合同簽署日早于本貸款合同簽署日的，擔(dān)保合同于本合同簽署之日與貸款合同同時(shí)生效。 委托人承認(rèn)本合同項(xiàng)下借款人所欠債務(wù)的有效證據(jù)以貸款人按業(yè)務(wù)操作規(guī)定出具的會(huì)計(jì)憑證為準(zhǔn)。 在本合同有效期內(nèi)，委托人和貸款人均有權(quán)檢查貸款使用情況，借款人應(yīng)按要求提供情況和文 件、資料和工作方便。 第十條違約和處理 借款人未按照本合同約定用途使用借款的，貸款人有權(quán)停止發(fā)放貸款，提前收回部分或全部已發(fā)放的貸款，并對違約部分加收的罰息。 借款人違反 條約定的，應(yīng)支付違約金 元。貸款人協(xié)助委托人向擔(dān)保人追索。 在上述情形中貸款人有權(quán)從借款人的存款帳戶中直接劃收應(yīng)付貸款本息（含罰息）、違約金。 本合同經(jīng)三方當(dāng)事人加蓋公章及各法定代表人或授權(quán)代表簽字或蓋章后生效，貸款全部歸還后自動(dòng)終止 。如當(dāng)事人為個(gè)人的，簽署其有效證件上的姓名。 本合同適用中華人民共和國法律。 本貸款的擔(dān)保合同、 借款人提供的委托貸款借款申請書、委托人提交的《委托貸款委托放款通知書》以及借款人、委托人提供相關(guān)文件、資 料均為本合同不可分割的組成部分。 在簽署本合同時(shí)，三方當(dāng)事人對協(xié)議的所有條款均無疑義并對當(dāng)事人有關(guān)權(quán)利、義務(wù)和責(zé)任的條款的法律含義有準(zhǔn)確無誤的理解。 if the loan period es to the pletion of month, the interest shall be calculated as per monthly interest rate。 For the full year (month) and remnant day(s): Interest = principal [period (the number of year(s) or month(s)) yearly or monthly interest rate + the number of remnant day(s) daily interest rate] Except otherwise specified by the both parties, the date of settlement of the loan interest under the present contract is the repayment date for each period agreed in the present contract. The loan interest rate under the present contract can adopt the floating interest rate, fixed □ Floating interest rate It shall be executed according to the benchmark loan interest rate and floating range published by the People s Bank of China in the corresponding period. The loan interest rate under the present (“□ above □ below %” ) on the basis of the benchmark loan interest rate published by the People s Bank of China in the corresponding period. If the People s Bank of China adjusts the benchmark loan interest rate within the loan period, then, since the time that the contract loan interest agreed in the present contract is adjusted, the new contract loan interest rate will be executed after the floating according to the above said floating proportion on the basis of the new loan benchmark interest rate. The benchmark loan interest rate of the People s Bank of China in the corresponding period while signing the present contract is: (“ (annual interest rate)” ). The executed interest rate is determined according to the benchmark loan interest rate on the actual date of loan release regulated by the People s Bank of China in the corresponding period as well as the floating proportion under the present contract. Monthly interest rate = annual interest rate / 12, daily interest rate = annual interest rate / 360, and the interest rate per period = annual interest rate the number of the month(s) of each period / 12. If the benchmark loan interest rate regulated by the People s Bank of China is adjusted within the method: □ Adjustment by year, and interest accrual by stage. That is, the new interest rate will be executed according to the benchmark loan interest rate regulated by the People s Bank of China as well as the floating proportion stipulated under the present contract as of the first calendar day of the next calendar year after the interest rate adjustment. □ No interest rate adjustment, and no interest accrual by stage. □ □ Fixed interest rate It shall be executed according to the fixed loan interest rate and floating range stipulated by Shanghai