【正文】 t the noncounter payment and universal withdrawal function of the borrower, such as inter banking, telephone banking, and etc. Autonomous payment Autonomous payment means that the lender releases the loan amount to the settlement account stipulated in Article , which will be paid independently by the borrower to its transaction object which meets the agreed purpose. See Article for the applicable circumstances and limit of autonomous payment. For the matters not covered in Article , the relevant national laws, rules and regulations as well as the relevant management regulations of Agricultural Bank of China shall prevail. In case of adoption of autonomous payment, the borrower shall retain the purpose certificate materials, inform the capital payment information as required by the borrower, and provide the loan capital use record as well as the business contracts, invoices and other vouchers and materials corresponding to the capital use in a timely manner as required by the lender. The lender may check whether the loan payment meets the agreed purpose by means of account analysis, voucher examination, onsite inspection and etc. The borrower may file a loan application by means of selfservice or nonselfservice. Selfservice method The selfservice method means that the borrower takes its own bank card (see Article for the card No.) as the settlement tool for loan withdrawal and repayment, to process the loan release and repayment business in a selfservice method through the selfservice channels provided by the lender within the maximum selfservice limit and the validity term of the loan limit. See Article for the selfservice channels that can be provided by the lender when the contract is signed by the both parties. After signature of the contract, the increase or decrease of the selfservice channels is subject to the notice or announcement of the lender. The selfservice terminal, telephone banking and inter banking cannot be opened until the borrower files an application and the application is approved by the lender for signature. Purpose of the selfservice loan For the loan types and purposes of the borrower under the present contract, please see Article 20. The borrower promises to truly select within the purpose stipulated in the present contract at the time of making loans by selfservice channels. The basis for the generation and elimination of the debit and credit relationships is the relevant records generated by the lender business system. The amount, period, performance interest rate of the business counter loan are subject to loan vouchers, and all the rest of selfservice channel loan and repayment are subject to the electronic record generated by the lender business system. All the parities acknowledge the validity of the electronic data generated by the lender business system. All the parities acknowledge that all the operations which are in conformity with the bank card No. stipulated in the present contract and pass the password authentication are deemed as that they are implemented by the borrower itself or its authorization. The borrower shall take god care of its own bank card and keep secret of its password and personal information. In the event that the bank card is lost, stolen, or damaged or its password is disclosed, the procedures for report of the loss or renewal shall be made immediately. If the borrower loses its capital, or is unable to use its loan or make repayment or has other adverse consequences because the bank card is lost, stolen, or damaged or its password is disclosed, the borrower shall bear such consequences independently. Nonselfservice method The borrower needs to fill in the Application Form for Use the Loan under the Personal Loan Contract of Maximum Guarantee whiling processing the loan the business office of the lender. Upon approval and agreement, the lender will, according to the time stipulated in the voucher of each loan, transfer the loan amount to the account opened by the borrower from the lender. See Article for the account No. / bank card No. For amount, period and performance interest rate and other information of each loan, please see the loan voucher record. If the loan amount, loan period, loan performance interest rate and other information recorded in the present contract are inconsistent with the loan voucher record, the loan voucher record shall prevail. Where the method for personal loan capital is required for adjustment as stipulated by laws, rules, regulations and regulatory body, the lender will be subject to the relevant regulations. If the borrower has its credit status reduced, abnormally used the loan capital, violated the loan payment provisions of the contract, broke up the whole into parts, and provided false information and other methods to evade entrustment payment by the lender, and so on, the lender may negotiation with the lender to add the conditions of loan release and payment, or stop the release and payment of the loan, and recover the released loan in advance. Withdrawal rotation If the loan amount that the borrower has withdrawn exceeds the amount that the borrower shall actually pay for the relevant transaction not because of the reasons of the lender, including that the merce contract that the loan under the present contract is based on and corresponds to is unable to be actually performed in whole, is cancelled, withdrawn, or invalid and etc., or if the transaction amount rotation occurs, the lender will have the right to require the borrower to repay the corresponding loan amount. If the borrower fails to pay the loan capital according to the agreed method, the lender will have the right to recover the loan capital which was paid not according to the agreed method. Before the loan capital is repaid to the lender according to