外文文獻(xiàn)翻譯---手機(jī)銀行——金融領(lǐng)域的新業(yè)務(wù)-金融財(cái)政-文庫(kù)吧資料
2025-05-22 12:11本頁(yè)面
【正文】 ea which is under the cover of the server if they have already subscribed for using mbanking services and have a user account. After entering into the bank system through their user accounts the customers can handle their banking affairs through mobile phones in the same way as they do the normal services of mbanking. Due to lowspeed inter and highcost of inter for mobile phones in such developing countries as Iran, using this service is almost fast and does not incur any cost. Of course we must point out that applications of these two services (mobile banking and presentation of banking services through mobile in bank area) are different and it is not advisable to pare and contrast these two services. 3. Advantages Some important features of our method are as follow: 1. We can handle our banking operations while we are sitting in our car through mobile phone without having to go into the bank. 2. We can do our other banking operations through this service while we are waiting for our turn before a . Due to using bluetooth technology, it is possible to offer mbanking services to several people (in accordance with the number of servers) through mobile phone. 4. Today mobile phones are widely used by people all the time and most of mobile phones are equipped with bluetooth technology. As a result this service can cover a wide range of bank customers. 5. Not only mobile phones but also other wireless devices such as Pocket PCs, PDAs, and laptops are also capable to use this service by help of bluetooth technology. 6. Security of this service is higher than inter systems due to application of Bluetooth. Bluetooth scope is only 100 meters, so it is safer than SMS or other services. Of course as we mentioned earlier it is not advisable to contrast and pare these systems with a usual mbanking system because these two systems are different in terms of their applications. 7. Using this service does not bring about any costs. Moreover it does not require sophisticated 5 devices and can be used by help of simple mobile phones, equipped with bluetooth, being available in the market. 8. We can do some banking activities through Automatic Teller Machines (ATM) by help of this service. Therefore the banks will avoid long lines at their ATMs. 9. Even when the banks are closed we can use this service to handle some banking affairs. 4. Conclusion This paper presents a method for offering banking services through mobile phones in the bank area by help of bluetooth technology in order to decrease visits to the interior of the banks and to avoid the rush hours inside the banks. Due to low speed inter and high rate of inter for mobile phones in developing countries such as Iran, using this service will have an approximately high speed and will not incur any costs. Due to widespread growth of mobile phones this system can cover a wide range of users. This system not only decreases visits to interior of the banks but also can decrease some visits to ATMs (Automatic Teller Machine) for handling such affairs as inspection and checking of our account balance and alleviate problems of these appliances. Right now other wireless standards are being developed which are far quicker th
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