【正文】 they rely on depositors(儲(chǔ)戶)not to demand payment all at the same depositors should e to fear that a bank is not safe, that it cannot pay off all its depositors, then that fear might cause all the depositors to appear on the same they did, the bank could not pay all , if they did not all appear at once, then there would always be enough money to pay those who wanted their money when they wanted Vaught has told us of a terrifying bank run that she day in December of 1925 several banks failed to open in a city where other banks expected a run the next day, and so the officers of the bank in which Mrs Vaught worked as a teller had enough money on hand to pay off their officers simply told the tellers to pay on next morning a crowd gathered in the bank and on the sidewalk length of the line made many think that the bank could not possibly pay off began to push and then to fight for places near the tellers’ windows, The power of the panic atmosphere was such that two tellers, though they knew that the bank was quite all right and could pay all depositors, drew their own money from the Vaught says that she had difficulty keeping herself from doing the bank run happens when bank is closed for one or more daystoo many depositors try to draw out their money at one timethere is not enough money to pay all its depositors at one timetellers of a bank take their own money from the bank tellers in ’s bank were told to why they could not pay out all accountspay out accounts as requestedmake the depositors believe that the bank was standpay out money as slowly as possible main cause of a bank run is of confidence of money of people tellers of the following did say?She know that the bank was not feared that too many depositors drawing their money would close the was not able to draw out her was tempted to draw out her to the passage, the actions of the depositors of ’s bank were affected mainly by the with which they could get their moneyconfidence that showedfailure of several other banks to openconfidence shown by other depositors of the bankPassage FourOne of the greatest problems for those settlers in Nebraska in the last quarter of the previous century was of the state was forested when the first settlers arrived and it is probable that by 1880, only about onethird of the originally forested area remained, down to a mere 1 percent of the state’s 77,000 square wood and coal out of the question, and with。_______ it is so addition addition to wish I ______ her address known known ______ ground is still wet have rained raining rainedⅢ.Cloze(20 points)Directions:For each blank in the following passage, there are four choices given below and marked A, B, C and the one that is most suitable and mark your answer by blackening the corresponding letter on the Answer means to protect _51_ a loss of people can budget their money so that their ine will cover expected expenses _52_ food, clothing, housing, and public , there is no way to know _53_ who will suffer a crisis(危機(jī))such as a serious illness, fire, flood, or a car crises usually _54_ great if people could predict crises, it would be hard to save enough money to _55_ the is a system _56_ a pany collects money from many individuals and then pays certain expenses whenever one of those insured individuals is faced with a certain insurance policy _57_ how much the insurance costs and how much the pany will pay when a policy holder is faced with a certain are many different kinds of insurance, _58_ hospital, motorcar and can be rather expensive but most people buy insurance of some is something _59_ people buy and hope they will _60_ as example same as advance from in back full which sure well as Ⅳ.Reading Comprehension(60 points)Directions:There are four reading passages in this part Each passage is followed by five each question there are four suggested answers marked A, B, C and one best answer and blacken the corresponding letter on the Answer OneResearchers have found that REM(rapid eye movement)sleep is important to human type of sleep generally occurs four or five times during one night of sleep lasting five minutes to forty minutes for each deeper a person’s sleep bees, the longer the periods of rapid eye are physical charges in the body to show that a person has changed from NREM(nonrapid eye movement)to REM bees faster, the heart rate increases, and, as the name implies, the eyes begin to move these physical changes in the body is a very important characteristic of REM is during REM sleep that a person to the passage, how often does REM sleep occur in one night? of five times times word “deeper” in paragraph 1 is closest in meaning to which of the following? of the following shows that a person is NOT dreaming in his sleep? eyes begin to breathing bees heart rate eyes stop subject of this passage is people sleep human need for REM sleep characteristic of REM sleep changes in the human body of the following is the best title of the article? Sleep Types of Sleep Happens to SleepersPassage TwoThe Mother Goose Stories, so well known to children all over the word, are monly said to have been written by a little old woman for her to some people, she lived in Boston, and her real name was Elizabeth soninlaw, a printer named Thomas Fleet, was supposed to have published the famous stories and poems for small children in , no copy of this book has ever been found, and most scholars doubt the truth of this story—and doubt, moreover, that Mother Goose was ever a real point out that the name is a direct translation of the French “Mere I’ Oye.” In 1697 the Frenchman Charles Perrault published the first book in which this name was collection contains eight tales, including “Sleeping Beauty,” “Cinderella,” and “Puss in Boots.” But Perrault did not originate these stories。，也不會(huì)將這一爭