【正文】 s response 中國(guó)最大的管 理 資料下載中心 (收集 \整理 . 大量免費(fèi)資源共享 ) 第 31 頁(yè) 共 37 頁(yè) 60. In this passage, the author intends to encourage people to _____. [ A ] fight for their personal rights [ B] be aggressive when they talk to others [ C J assert themselves regardless of whether others suffer or not [ D ] be assertive at any time Part B Directions: Read the following paragraphs in which 5 people talk about the way American consumers borrow. For questions 61 to 65, match name of each speaker to one of the statements (A to C) given your answers on your ANSWER SHEET. 中國(guó)最大的管 理 資料下載中心 (收集 \整理 . 大量免費(fèi)資源共享 ) 第 32 頁(yè) 共 37 頁(yè) Mark Lilla Young consumers often have not established their credit ratings. Many do not have steady ines. They might have difficulty borrowing money from an agency in business to make loans. Parents or relatives are usually their best source of loans. Of course, the parents or relatives would have to have money available and be willing to lend it. You might even get an interestfree loan. However,a parent or relative who lends should receive interest the same as any other lender. Chris Roddy For most consumers the cheapest place to borrow is at a mercial bank. Banks are a good source of installment loans which may run for 12 months or up to 36. Most banks also make singlepayment loans to consumers for short periods30, 60, or 90 days. A typical interest rate is 3 cents per $100 per day. Suppose that you used $100 of your credit and repaid it in 30 days. The cost would be 90 cents. Karen Barber 中國(guó)最大的管 理 資料下載中心 (收集 \整理 . 大量免費(fèi)資源共享 ) 第 33 頁(yè) 共 37 頁(yè) Another possible source of loans is a life insurance policy. Anyone who owns this type of insurance may borrow up to the amount of its cash value. The amount the insurance pany will pay in case of death is reduced by the amount of the loan. For example, suppose that someone with $10,000 of insurance borrows $2,000 and dies leaving the loan unpaid. The insurance pany would pay only $8,000 to the person entitled to receive the money. Louise Richard Borrowing from pawnbrokers is both easy and expensive. In exchange for a loan the borrower leaves some item of value such as jewelry, a camera, a musical instrument, or clothing. Usually the amount of money received is far less than the actual value of the item left. When a borrower repays the loan plus interest, the pawnbroker returns the item. If the loan is not paid within a year, the pawnbroker gets his or her money by selling the item. Jodie Morse 中國(guó)最大的管 理 資料下載中心 (收集 \整理 . 大量免費(fèi)資源共享 ) 第 34 頁(yè) 共 37 頁(yè) When money is urgently needed, people may agree to pay any price for a loan. Too late, they may find themselves in the clutches of loan sharks. A loan shark is an unlicensed lender because their rates are higher than the law allows, sometimes 1,000 percent or more a year. Borrowers are hardly ever able to repay their loans. It is all they can do to pay the interest. Borrowers who fail to pay the interest on time have been threatened with injury. Now match each of the persons to the appropriate statement. Note: there are two extra statements. Statements 61. Mark Lilla [A] A person can borrow as much as his life insurance39。s viewpoint. The reason why assertiveness may not e naturally is that we often tend to believe that we must talk around a subject rather than be direct, or that we must offer excuses or justifications forour actions. In fact we all have a right to use assertive behaviour in a variety of situations. We are often schooled early in life to believe that sometimes our own need to, express ourselves must take secondary place. For example, in dealing with those in privileged positions such as specialists, we often feel that speaking assertively is, in some way, breaking the rules. 中國(guó)最大的管 理 資料下載中心 (收集 \整理 . 大量免費(fèi)資源共享 ) 第 29 頁(yè) 共 37 頁(yè) Everybody has certain basic human rights, but often we feel guilty about exercising them. 56. According to the passage, an assertive person ________. [ A ] makes other people feel unfairly treated [ B ] puts forward his ideas at the expense of others [C] does not show respect to other people [ D ] speaks out what he wants to say forcefully 57. Which of the following is NOT the reason that many people prefer not to be assertive? [A] They would rather be aggressive than be assertive. [B] It39。t give a definite answer. [D] Because American people eat too much fatty fish. 55. How many lives could probably be saved each year in the United States by eating fifth according to the Dutch study? [A] 550,000. [B] 275,000. LC] 110,000. [D] 852. Text 3 Being assertive ( 過(guò)分自信 ) is being able to municate with other people clearly. If you felt that you had expressed what was important to you and allowed the oilier person to respond in their own way then, regardless of the final oute, you behaved assertively. It is important to remember that being assertive refers to a way of coping with confrontations ( 對(duì)抗 )。s health [ C] the changes in people39。s the finding of an extensive study of Dutch men in which deaths from heart disease were