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財(cái)產(chǎn)保險(xiǎn)合同格式涉外(參考版)

2025-05-12 23:26本頁(yè)面
  

【正文】 s Republic of China. 10. Special Provisions: PROPERTY INSURANCE POLICY39。 furnish all such information and documentary evidence as the Company may require for supporting the claim. VI. GENERAL CONDITIONS 1. Policy Effect The due observance and fulfilment of the terms and conditions of this Policy in so far as they relate to anything to be done or plied with by the Insured shall be a condition precedent to any liability of the Company under this Policy. 2. Policy Voidance This Policy shall be voidable in the event of misrepresentation, misdescription or nondisclosure made by the Insured or his representative in any material particular in respect of this insurance. 3. Policy Termination Unless its continuance be admitted by the Company in writing, this Policy shall be automatically terminated if: the insurable interest of the Insured is lost。 take all necessary measures to avoid aggravation of the loss or damage and minimize it to the least extent。 If the sound market value of the property is in excess of the sum insured, the Company shall only be liable for such proportion of the claim as the sum insured of the damaged property bears to its sound market value. If the insured property enumerated in the Schedule is more than one item, the provision of this clause shall apply to each thereof. 3. If a claim for loss of or damage to the insured item is settled on a total loss basis, the salvage value of such item shall be deducted from the indemnity payable by the Company. The Company may, at its option, decline the abandonment of any damaged property by the Insured. 4. In the event of loss of or damage to any equipment item insured forming part of a pair or set, the Company shall not be liable in respect of each of such item lost or damaged for more than its proportionate part of the sum insured on the plete pair or set. 5. In the event of any loss occurrence, the Company shall also pay the Insured for the expenses reasonably incurred for taking necessary measures to minimize loss or damage to the least extent, but in no case shall such expenses referred hereto exceed the sum insured of the insured property. 6. Upon settlement of a claim, an endorsement shall be issued by the Company to reduce the sum insured corresponding to the property lost or damaged by the amount so settled from the date of loss, and no premium shall be refunded for the amount so reduced. If reinstatement of the sum insured is required by the Insured upon settlement of the claim, an additional premium for the reinstated amount shall be charged at an agreed rate, and be calculated on pro rata daily basis from the date of loss to the expiry of the insurance. 7. The time of validity of a claim under this insurance shall not exceed a period of two year counting from the date of loss. V. INSURED39。 paying the necessary cost of repairing or restoring the damaged property to its nearest condition immediately preceding the damage or。 8. the deductibles stated in the Schedule to be borne by the Insured。 6. loss of or damage to insured property directly or indirectly caused or expenses incurred by nuclear fission, nuclear fusion, nuclear weapon, nuclear material, nuclear radiation and radioactive contamination。etat, strike, riot, and civil motion。 3. depreciation, loss of market, loss of use and other consequential losses of any description。 but not including bursting of water tank or pipe due to rust. III. EXCLUSIONS This Company shall not be liable for: 1. loss of or damage to the insured property or expenses caused by intentional act or gross
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