【正文】
s the fire prevention wall effect keeping watch financial risks into play。s managing achievement effect, must lead into the marketplace and petitive system , realize property right flow, must break the state banks monopoly position to Chinese banking at the same time , build a financial market structure peting sufficiently. Secondly, emphasize the independent character strengthening People39。 financial markets are underdeveloped , the low percentage of capital market financing。 disguise mainly refers to improper operation of banks will not lead to bankruptcy of the bank itself but generally prompt the investment in moary base in Central Bank of China and trigger high inflation, which will be assumed by the public。s Commercial Banks Accounting Risk Causes and Countermeasures Historical materials show : Led many countries to the 20th century, has erupted since the banking crisis is mainly due to failure to properly resolve the banking risks. China has been puzzled by this problem all along, which bees a great hidden danger threatening economy to develop healthily . Chinese government had taken a series of measures over the past several years: Legislation for the banking in 1994, strengthening financial scrupulous supervision after 1996, supplementing capital of 270 billion yuan for four major stateowned banks in 1998, establishing assets management pany and stripping nonperforming assets of 14 thousand billion Yuan in 1999, etc. But all these measures have not touched the unreasonable system foundation of the banking system , therefore unable to control the risk increment fundamentally and improve performance . At present, the hidden risks have been exposed . In face of petition and challenge brought by foreign financial institutions after entering the WTO in 2021, Government39。要增進(jìn)國(guó)有銀行的經(jīng)營(yíng)績(jī)效,必須引入市場(chǎng)和競(jìng)爭(zhēng)機(jī)制,實(shí)現(xiàn)產(chǎn)權(quán)的流動(dòng),同時(shí)必須打破國(guó)有銀行對(duì)中國(guó)銀行業(yè)的壟斷地位,建立一個(gè)充分競(jìng)爭(zhēng)的金融市場(chǎng)結(jié)構(gòu)。同時(shí)強(qiáng)調(diào)借鑒西方發(fā)達(dá)國(guó)家銀行實(shí)行的以風(fēng)險(xiǎn)為核心的績(jī)效考核機(jī)制,加強(qiáng)銀行內(nèi)部控制,建立、完 善信貸資產(chǎn)風(fēng)險(xiǎn)管理機(jī)制。并分析了造成我國(guó)金融市場(chǎng)制度性風(fēng)險(xiǎn)的生