【正文】 The period in the above formula refers to the – 1 month(s) (for example: if the repayment is made on sedule on the basis of taking every 2 months as a period, then here shall be filled in with “2〞, and the number filled in shall not be more than 12 months)。 the repayment date of ea period is – 2. The borrower who repays the loan by installment shall start repayment from the agreed repayment date of the next month (the Gregorian calendar) after the actual release of the loan. The specific calculation method for the initial loan repayment interest of the next month after the actual release of the loan is as follows: if the days of actual occation of the loan during the period from the date of actual release of the loan to the agreed repayment date of the next month are less than one period, then the initial loan repayment interest will be determined by the days of actual occation of the loan according to the method for interest calculation in Article of the present contract。 if the days of actual occation of the loan during the period from the date of actual release of the loan to the agreed repayment date of the next month are more than one period, then the initial loan repayment interest will be calculated respectively according to the interest repayable for one period and the interest repayable for the part of those whi are more than on period。 therein: the interest repayable for one period shall be calculated in accordance with the agreed repayment method, and the interest repayable for the part of those whi are more than on period shall be determined by the days of actual occation of the loan according to the method for interest calculation in Article of the present contract。 if the days of actual occation of the loan during the period from the date of actual release of the loan to the agreed repayment date of the next month are equal to one period, then the initial loan repayment interest will be determined by the interest repayable for the current period calculated according to the agreed repayment method. The borrower shall, before the zero clock of ea date of repayment of principal and interest agreed in the present contract, deposit the loan principal and interest in full into the loan repayment account (settlement account) opened by the borrower at the place of the lender. The bank card No. or allinone current account No. of the loan repayment account is . The borrower hereby irrevocably authorizes the lender to withhold the due loan principal and interest repayable from the said deposit account on its own initiative. If requiring to ange the loan repayment account during the loan period, the borrower must file an application to the lender in advance and sign a new agreement on authorization for withholding after the consent of the lender and specify the start date of the new loan repayment account before its implementation. If the deposit account whi the borrower authorizes the lender to withhold from is an overdraft account, then the borrower hereby irrevocably further authorizes that, when the deposit balance in the said account is insufficient to pay back the loan principal and interest of the current period, the lender may withhold the loan principal and interest of the current period by means of overdraft within the range of the allowable overdraft amount, and the borrower shall bear the overdraft principal, interest and the related costs arising therefrom. The borrower shall repay the loan principal and interest on sedule. If the borrower fails to repay the due loan principal and interest in full on sedule as required, the lender will have the right to withhold the outstanding and due principal, interest, default interest and the related costs (including attorney fee, litigation fee, auction fee, and other fees for realization of the creditor’s rights) from part or all of the accounts that the borrower opened at the place of the lender and the other business offices of the lender’s head office system. If the loan repayment is overdue, then overdue default interest of the outstanding loan principal and interest shall be paid together with the repayment of the overdue loan principal and interest, and the lender will have the right to arge a pound interest for the interest unpaid by the borrower. Except the circumstance of adopting a fixed interest rate, if the lender adjusts the amount of repayment of the principal and interest for ea period due to by the interest rate adjustment factor of the People39。s Bank of ina, the borrower shall unconditionally execute it. If repaying the loan in advance, the borrower shall obtain prior written consent of the lender. Without written consent of the lender, the borrower shall still repay the loan principal and interest in accordance with the period specified in the contract. If the borrower repays part of the loan principal and interest in advance, the loan interest will be still arged for the part of early repayment amount on and before the date of early repayment according to repayment according to the relevant regulations of the present contract, and the arged loan interest will not be calculated and refunded. If the borrower repays all the outstanding loan principal and interest in a lump sum in advance, the lender will have the right to arge the loan interest on and before the date of early repayment according to repayment according to the relevant regulations of the present contract, will not calculate and refund the arged loan interest, and also will not calculate and arge the loan interest after the date of early repayment. If the borrower repays the loan principal in advance, a default fine will be arged in accordance with the following stipulations:The borrower shall pay a default fine as per (“ 〞) of the early repayment amount of the loan principal。 if the borrower proposes to make early repayment after over year(s) of normal repayment, the default fine