【正文】 f, a high EQ will make a person bee more optimistic, confident and passionate in his the saying goes, one’s character determines one’s destiny, which stresses on the importance of , while IQ indeed can’t be ignored, EQ is more vital for one to be 13: Does Personality Decide Destiny? Personality is the distinctive character or quality of a person, and it is also believed by many people to be the decisive factor in one’s famous American military school—West Point holds the idea for years that personality decides destiny, and now more and more people share this such as sociability, honesty, aggressiveness and stubbornness distinguishes one man from another, deciding his way of dealing with conservative man would never take the lead in any pioneering path, so we hardly find him in the list of great the other hand, some people don’t think the above statement valid because they believe that the key to one’s fate is held by no one but is not innate or person could also bee a great mathematician because he knows his own weak point and would remind himself to be more there is a will, there is a are the only master of our own , I cannot entirely agree with the idea that personality decides destiny。I believe personality might have some influence on destiny, but it cannot decide in all, we hold our fate in our own 14: The Importance of Financial Management Financial management was once regarded as a profound and plicated study, and it was far away from the life of ordinary now, people of all walks of life talk about savings, stock, fund, house property and so on, since the good private financial management can help us not only to spend our money wisely, but also to make greater fortunes on , many undergraduates don’t know how to manage their money, wasting a lot of of them have no plan for their daily expense, so whenever their wallet is full, they can empty it in the next few students, on the contrary, know financial management and investment very students are crazy about stocks and funds, but their actions are more like speculation than investment, so failures and liabilities are their usual these undergraduates, my suggestion is to take some courses on personal financial management and to know what the scientific financial management united efforts from parents, schools and society are also important to cultivate the right financial concept of the younger One of the prominent developments related to the evolution of information technology is the emergence of free ebooks online, which are beginning to crop up across the whole ebooks do not only involve various fields but are updated at unprecedented , it is now even not exaggerating to say free ebook is one of the biggest boons for modern human bestowed by information , whether ebook is a boon or a bane is still a topic in showing preference for ebooks hold that those intangible resources will provide us with information and knowledge without taking space or costing money。what is more, those ebooks can be easily accessed through the Internet, not limited by location。Despite all those merits, there are still people arguing that than pbooks。besides, there are infringement problems as for free ebooks far as I am concerned, free ebooks online are the products of information technology and conform to the fastpaced lifestyle, but as for the books with collection value, it is better for us to choose 16: Is the Ban on Abusive Language Online Helpful? ，人們觀點不一 The Internet has offered us a free stage for munication, on which we can chat, post, ment and write。however, with the ever more chances to speak and access to vent emotional rages online, some vicious habits have also been abuse others undisguisedly or even intentionally and the Internet is congested with foul , it is proposed that the ban on abusive language online should be for the function of the ban, people’s opinions people are of the opinion that it is helpful to prohibit the spread of abusive language so that the civilized Internet can be established and the quality of Internet users could be contrast, other people hold that the abusive language can only be eradicated bydiscipline and selfconsciousness, which indicates that the ban will make no conclusion, the eradication of abusive language online, in my opinion, is in dependence on both the bans and selfdiscipline, only in this way can we achieve the desired 17： Is It Feasible to Build a College in Every County? Nowadays, someone proposes that it is possible to build a college in every current local human and financial resources as well as the effective demand all provide convenience for the , this proposal has hit a brick indicate that either the limited financial resources or the uneven regional development makes the proposal of building up a college in every Chinese county only a , those who have taken aim at this proposal contend there is more to setting up a college than simply building a teachers and a support system are essential, really sounds a fashionable idea to set up colleges in all counties across China, but in my opinion, this is an improper and unrealistic support, administrative restrictions and college operation patterns are all the , it is infeasible to build a college in every county 18： Should Urban Parks Charge an Entrance Fee? The question whether urban parks should charge an entrance fee or not has been a source of controversy for a long claim that urban parks, supposed to be places where people have leisure and entertainment, are public establishments that have been created with taxpayers’ money and thus should be the other hand, opponents maintain that, considering China’s large population and lack of a sense of civic duty, once the parksare free of charge, they will not be properly managed and will inevitably be instance, the problem of parks’ bearing capacity, security and service quality issues will be it’s not the time to open urban p