【ppt精品課件】貨幣金融學7版英文課件--10-大學課件2-資料下載頁
2025-01-03 13:28本頁面
【正文】 y under the BHC) from 10% of any class of shares to 20% of voting shares and 30% of nonvoting shares ? However, it does not permit a single shareholder to own more than 10% of both a BHC and a bank subsidiary under the BHC at the same time 27 169。 2023 Pearson Education Canada Inc. New Ownership Rules (Continued) ? Small banks don’t have to be widely held and can be wholly owned (have one particular investor own 100% of their shares) ? Medium sized banks and BHC with shareholders’ equity between $1 billion and $5 billion can be closely held provided that there is a 35% public float (that is, they could have a single shareholder own up to 65% of their shares). ? Large banks and BHC, those with shareholders’ equity in excess of $5 billion, are required to be widely held. 28 169。 2023 Pearson Education Canada Inc. Access to the Payments and Clearance System The new legislation allows nondeposit taking financial institutions (life insurance panies, securities dealers, and money market mutual funds) access to the payments and clearance system Implications: This will increase petition by allowing nondeposit taking financial institutions to provide banklike services (., chequing accounts and debit cards) without being banks, thereby directly peting with banks, TMLs, and CUCPs 29 169。 2023 Pearson Education Canada Inc. Merger Review Policy ? The new legislation acknowledges that mergers are a legitimate business option that should be available to Canadian bank financial groups ? Does not allow mergers between large banks and large demutualized life insurance panies ? Note that such mergers are not prohibited in countries such as Australia, Germany, the Netherlands, Switzerland, the ., and the . 30 169。 2023 Pearson Education Canada Inc. Implications for the Canadian Banking Industry A BHC structure, new ownership rules, expanded permitted investments, expanded access to the payments and clearance system, and a transparent merger review policy will: ? further speed up the financial consolidation process, because the way is now open to both mergers and acquisitions, and strategic alliances, partnerships, and joint ventures ? together with new information technologies, make possible new financial products and services and a more vibrant and dynamic market for financial services 31 169。 2023 Pearson Education Canada Inc. 謝謝觀看 /歡迎下載 BY FAITH I MEAN A VISION OF GOOD ONE CHERISHES AND THE ENTHUSIASM THAT PUSHES ONE TO SEEK ITS FULFILLMENT REGARDLESS OF OBSTACLES. BY FAITH I BY FAIT
教學課件相關推薦
鄂ICP備17016276號-1