【ppt精品課件】貨幣金融學7版英文課件--15-大學課件2-資料下載頁
2025-01-03 13:28本頁面
【正文】 it creation process should also work in reverse. When the Bank of Canada withdraws reserves from the banking system , there should be a multiple contraction of deposits. In fact, the contraction in deposits will be ?D = (1/ r ) ? ?R Example: If ?R = 100 and (1/ r ) = 10 because r =.10, then ?D = 1000. 19 169。 2023 Pearson Education Canada Inc. Multiple Deposit Contraction: The Banking System Banking System Assets Liabilities Securities + $100 Deposits $1000 Reserves $100 Loans $1000 20 169。 2023 Pearson Education Canada Inc. Critique of the Simple Model Our simple model seems to indicate that the Bank of Canada has plete control over D. It ignores, however, the fact that deposit creation stops if: 1. Proceeds from loan are kept in cash (in this case nothing is deposited in Bank B, and the deposit creation process stops). In this case ?D = 100, not 1000 we calculated earlier. 2. Banks hold more reserves. If Bank A decides to hold on to all $90 of ER, no deposits would be made to Bank B, and this would also stop the deposit creation process. Again, in this case ?D = 100, not 1000 we calculated earlier. 21 169。 2023 Pearson Education Canada Inc. Conclusion The Bank of Canada is not the only player whose behavior influences D and M. D and M depend on: 1. the public’s decisions regarding how much C to hold 2. the banks’ decisions regarding the amount of R they wish to hold, and 3. borrowers’ decisions on how much to borrow from banks. 22 169。 2023 Pearson Education Canada Inc. 謝謝觀看 /歡迎下載 BY FAITH I MEAN A VISION OF GOOD ONE CHERISHES AND THE ENTHUSIASM THAT PUSHES ONE TO SEEK ITS FULFILLMENT REGARDLESS OF OBSTACLES. BY FAITH I BY FAITH
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