市場財產(chǎn)保險合同格式(編輯修改稿)
2024-11-18 23:04 本頁面
【文章內(nèi)容簡介】 jure or de facto or by any public authorities。 6. loss of or damage to insured property directly or indirectly causedor expenses incurred by nuclear fission, nuclear fusion, nuclear weapon,nuclear material, nuclear radiation and radioactive contamination。 7. loss or damage caused and expenses incurred by pollution of anykind or description whatsoever su as atmosphere, land and waterpollutions but this does not include loss or damage caused by pollutionarising from PERILS specified in Article II the Policy。 8. the deductibles stated in the Sedule to be borne by the Insured。 9. loss or damage arising from any other perils not listed in ArticleII of this Policy. IV. TREATMENT OF CLAIM 1. The pany shall at its option, indemnify the Insured in respectof loss or damage falling within the Scope of Cover of the Policy byeither: paying the amount of the actual value of the property lost ordamaged or。 paying the necessary cost of repairing or restoring the damagedproperty to its nearest condition immediately preceding the damage or。 repairing or restoring the damaged property to a condition near toother property of like kind and quality. 2. Indemnity under this Policy shall be based on the sound marketvalue of the property prevailing at the time of loss. If the sound marketvalue of the damaged property is lower than the sum insured of suproperty, the claim shall be settled on its market value。 If the soundmarket value of the property is in excess of the sum insured, the panyshall only be liable for su proportion of the claim as the sum insuredof the damaged property bears to its sound market value. If the insuredproperty enumerated in the Sedule is more than one item, the provisionof this clause shall apply to ea thereof. 3. If a claim for loss of or damage to the insured item is settled ona total loss basis, the salvage value of su item shall be deducted fromthe indemnity payable by the pany. The pany may, at its option,decline the abandonment of any damaged property by the Insured. 4. In the event of loss of or damage to any equipment item insuredforming part of a pair or set, the pany shall not be liable in respectof ea of su item lost or damaged for more than its proportionate partof the sum insured on the plete pair or set. 5. In the event of any loss occurrence, the pany shall also pay theInsured for the expenses reasonably incurred for taking necessary measuresto minimize loss or damage to the least extent, but in no case shall suexpenses referred hereto exceed the sum insured of the insured property. 6. on settlement of a claim, an endorsement shall be issued by thepany to reduce the sum insured corresponding to the property lost ordamaged by the amount so settled from the date of loss, and no premiumshall be refunded for the amount so reduced. If reinstatement of the suminsured is required by the Insured on settlement of the claim, anadditional premium for the reinstated amount shall be arged at an agreedrate, and be calculated on pro rata daily basis from the date of loss tothe expiry of the insurance. 7. The time of validity of a claim under this insurance shall notexceed a period of two year counting from the date of loss. V. INSURED39。S OBLIGATIONS The following Obligations shall be strictly fulfilled by the Insuredand his representative: 1. The Insured and his representati
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