【正文】 age is mainly about _________. [ A ] the high incidence of heart disease in some countries [ B ] the effect of fish eating on people 39。t know how to do his job. [D] He 中國(guó)最大的管理資料下載中心 (收集 \整理 . 部分版權(quán)歸原作者所有 ) 第 4 頁(yè) 共 108 頁(yè) doesn39。考生得到監(jiān)考人員指令后方可開(kāi)始答題。t have to go to the concert. [ B] His brother should let them use the car. [ C ] The subway is fine with her. [D] A car wouldn 39。 s attitude towards them. Disabled people face many physical barriers. Next time you go shopping or to work or visit friends, imagine how you would manage if you could not get up steps, or on to buses and trains. How would you cope if you could not see where you were going or could not hear the traffic? But there are other barriers: prejudice can be even harder to break down and ignorance inevitably represents by far the greatest barrier of all. It is almost impossible for the ablebodied to fully appreciate what the severely disabled go through, so it is important to draw attention to these barriers and show that it is the individual person and their ability, not their disability, which counts. 46. The first paragraph points out that _________. { A J it is possible to get an exact figure of the world 39。s response 60. In this passage, the author intends to encourage people to _____. [ A ] fight for their personal rights [ B] be aggressive when they talk to others [ C J assert themselves regardless of whether others suffer or not 中國(guó)最大的管理資料下載中心 (收集 \整理 . 部分版權(quán)歸原作者所有 ) 第 18 頁(yè) 共 108 頁(yè) [ D ] be assertive at any time Part B Directions: Read the following paragraphs in which 5 people talk about the way American consumers borrow. For questions 61 to 65, match name of each speaker to one of the statements (A to C) given your answers on your ANSWER SHEET. Mark Lilla Young consumers often have not established their credit ratings. Many do not have steady ines. They might have difficulty borrowing money from an agency in business to make loans. Parents or relatives are usually their best source of loans. Of course, the parents or relatives would have to have money available and be willing to lend it. You might even get an interestfree loan. However,a parent or relative who lends should receive interest the same as any other lender. Chris Roddy For most consumers the cheapest place to borrow is at a mercial bank. Banks are a good source of installment loans which may run for 12 months or up to 36. Most banks also make singlepayment loans to consumers for short periods30, 60, or 90 days. A typical interest rate is 3 cents per $100 per day. Suppose that you used $100 of your credit and repaid it in 30 days. The cost would be 90 cents. Karen Barber Another possible source of loans is a life insurance policy. Anyone who owns this type of insurance may borrow up to the amount of its cash value. The amount the insurance pany will pay in case of death is reduced by the amount of 中國(guó)最大的管理資料下載中心 (收集 \整理 . 部分版權(quán)歸原作者所有 ) 第 19 頁(yè) 共 108 頁(yè) the loan. For example, suppose that someone with $10,000 of insurance borrows $2,000 and dies leaving the loan unpaid. The insurance pany would pay only $8,000 to the person entitled to receive the money. Louise Richard Borrowing from pawnbrokers is both easy and expensive. In exchange for a loan the borrower leaves some item of value such as jewelry, a camera, a musical instrument, or clothing. Usually the amount of money received is far less than the actual value of the item left. When a borrower repays the loan plus interest, the pawnbroker returns the item. If the loan is not paid within a year, the pawnbroker gets his or her money by selling the item. Jodie Morse When money is urgently needed, people may agree to pay any price for a loan. Too late, they may find themselves in the clutches of loan sharks. A loan shark is an unlicensed lender because their rates are higher than the law allows, sometimes 1,000 percent or more a year. Borrowers are hardly ever able to repay their loans. It is all they can do to pay the interest. Borrowers who fail to pay the interest on time have been threatened with injury. Now match each of the persons to the appropriate statement. Note: there are two extra statements. Statements 61. Mark Lilla [A] A person can borrow as much as his life insurance39。 s daughter faced? [A] She had a serious heart disease. [B] She would not clean the cars herself. [C] Her father was ill and she had no family in Hong Kong. [D] Her school friends were too poor to help her. 21. Whom did they also turn to for the funeral expenses? [A] The girl39。不得帶走。 。 s medical expenses. [D] They wanted to help a hospital. 20. What was the biggest problem the cleaner39。s often better to give people hints than to be straightforward. [C] Their needs to express themselves take secondary place before important persons. [ D] They tend to give excuses and justifications for their actions. 58. The last word of the passage them refers to _________. [A] rules [B] actions [c] personal rights [D] privileged positions 59. According to the passage, one should not only express himself clearly and directly, but also [ A ] make other people accept his ideas [ B ] be careful with his manner [ C] allow others to speak in their own way [D]watch other people39。 s disabled people [ B ] there are many disabled people in the world [ C ] the number of disabled peopl