【正文】 (142) Why should private banks require an allround risk management concept? (145) Why is it necessary to establish a deposit insurance system?(149) Is the bank deposit insurance pulsory or voluntary in the countries in the world?(153) What are the specific responsibilities of the Federal Deposit Insurance Company of the USA?(157) What are the main shortings of the Japanese bank deposit insurance system?XV. Financial Auditing and Private Banks(164) Why is it necessary to design properly the profit and cost for an auditing institution?(167) How many small and mediumsized banks are there in Hong Kong?(171) What are characteristics in the risk management system of small and mediumsized banks in Hong Kong?(175) How is liquidation process carried out for small and mediumsized banks in Hong Kong?(178) What lessons can be drawn in respect of approval of private banks to the market?(182) How has the financial supervisory system been improved in Taiwan?(186) Why should we say that the financial institutions at the root levels constitute hidden risks in Taiwan?(189) How were the experimental units selected?(193) What is the entering point for operating mixed business in the private bank experimental units in Guangdong?(197) What are the objective conditions available for establishing a private bank in Xi’an?(201) What are the characteristics in the financial sector in Jiangsu Area?(200) What is the creative system in the planned private banks in Northeast?(196) What are the characteristics in the financial sector in Shaanxi?(192) What are the objective conditions for establishing private banks in Guangdong?(188) Why is it necessary to experiment on the private banks?(185) How are bankrupt banks handled in Taiwan?(181) How was the problem in shortage of senior managerial personnel solved in the process of opening to private banks?(177) When did Taiwan open to private banks?(174) What is the general situation in respect of bank risks that have occurred to small and mediumsized banks in Hong Kong since the 1980s?(170) How are small and mediumsized banks in Hong Kong managed?XVI. Small and Mediumsized Banks in Hong Kong(163) How can a creditability rating system for financial institutions with Chinese characteristics be established?(160) What are the measures to take for improving the deposit insurance system?(156) What are the characteristics of the Japanese bank deposit insurance system?(152) What are the characteristics of the US bank deposit insurance system?(148) What types of deposit insurance institutions are available in different countries in the world?XIV. Bank Deposit Insurance System(141) What kind of internal risk assets rating and risk supervisory system should private banks set up?(137) What are the main points in China’s renovated financial supervisory system?(134) Why should the financial supervisory system be diversified?(130) Can the current rectification measures prevent financial risks effectively?(126) What are the main changes China’s financial supervisory system has undergone?(123) What are the three supervisory measures to insure the security of deposits?(119) Why is it an important condition to ensure the stabilization of the financial system to shut down those banks whose assets cannot offset their debts?(115) Why is it impossible for banks to solve the problem of imbalance by themselves in respect of information between banks and depositors?(111) Why should we say that banks are confronting very high risks?(108) What are the criteria for the examination? What qualifications should an applicant satisfy?(104) Why is it necessary to set a minimum capital requirement for a private bank?(100) Why is it necessary to stipulate principles in approving private banks to the market?(97) What sequence should be followed in opening to foreign financial sector?(93) Why can China evade the impacts from Asian financial crisis?(75)為什么美國在三十年代大蕭條之后推出《格拉斯(76)在什么時候美國廢除了《格拉斯(90) What effects has the liberalization in international finance had on the European and UK modes of financial supervision?(86) How many banks go bankruptcy every year? How high is the cost for a bank to go bankruptcy?(82) What are the advantages for a universal bank in business development?(78) What is the merger and acquisition trend now prevailing in the US financial sector?(74) What are the main contents of “Glass Stegall Law”?(71) What is the current globalization trend in the supervision of financial sector?(67) What are the advantages and disadvantages in the UK mode of banking supervisory system?(63) What are the characteristics in the US banking supervisory system?(60) What is the relationship between approval of a large number of private banks to the market and government supervision capacity in the financial sector?VI. International Experience in the Operation of Nonstateowned Banks(53) Why is the pace for reforms in China’s stateowned banks slow?(49) What is the “rental seeking” phenomenon in the financial sector?(45) How can petition mechanism be gradually established in China’s financing area?(42) Why should special attention be paid to the basic system construction?(38) What causes the failure in opening to financial sector in the past?(34) What are the risks in opening to private banks?(31) What causes the highdegree of monopoly in the banking sector?(27) What are the financial policies