【正文】 Determine the initiatives to develop longterm reporting needs Area of Focus . Kearney 37/2341 Bank of Shanghai – Credit Risk Management/Credit Proposal/yk 14 . Kearney Inc 2023年版 權(quán) 所有 ， 此文件任何部分未 經(jīng)科爾尼管理顧問(wèn)公司事先書(shū)面 同意 ， 均不得以任何形式 復(fù)制 Throughout the 67 week‘s project, we intend to focus on providing knowledge transfer to the core BoS team members while also providing interim check point along the way Key Workstreams Before Official Kickoff: BoS Data Cleaning and Preparation A. Credit Risk Grading ? Diagnose the current credit risk rating system ? Design required risk grading analytics model ? Prioritize initiatives and develop plan B. Portfolio Management Reporting ? Diagnose the current portfolio management system, focusing on the reporting documents ? Design required reporting documents ? Develop remendations/plans for further development Proposed Workplan Key Milestones Project Kickoff Preliminary Workstreams and Milestones Interim Report 0 1 2 3 4 5 6 7 Weeks Final Report . Kearney 37/2341 Bank of Shanghai – Credit Risk Management/Credit Proposal/yk 15 . Kearney Inc 2023年版 權(quán) 所有 ， 此文件任何部分未 經(jīng)科爾尼管理顧問(wèn)公司事先書(shū)面 同意 ， 均不得以任何形式 復(fù)制 Today’s Discussion I. Our understanding of BoS‘ current situation II. Our perspective on proposed initiatives and expected results for BoS III. The efforts would focus on delivering tangible results IV. We have proposed a handon highcaliber team to jointly work with the BoS team V. We have strong mitments to BoS VI. Appendix — Project Consultant‘s CVs . Kearney 37/2341 Bank of Shanghai – Credit Risk Management/Credit Proposal/yk 16 . Kearney Inc 2023年版 權(quán) 所有 ， 此文件任何部分未 經(jīng)科爾尼管理顧問(wèn)公司事先書(shū)面 同意 ， 均不得以任何形式 復(fù)制 Proposed Approach – Key Deliverables Area of Focus Implement Plan Credit Risk Grading Analytics Diagnose (1) Design Note: (1) Limited to credit risk grading aspects only grading anization baseline grading process baseline Risk grading tools assessment grading capability gap analysis grading vision and required capabilities Shortterm risk grading analytics model Initiatives to build required capabilities initiatives and highlevel initiative plan 1. 2. 3. documentation baseline current uses and distribution of PRM information reporting gap analysis key document development needs portfolio management reporting documents distribution/ framework (Short term and long term) reports with desired format and content (Short term) initiatives on future report development PortfolioRisk Management (PRM) Reporting III. Proposed Tangible Deliverables Working together with BoS, we would expect to deliver tangible and valueadded results. The degree of depth will still be subject to finalization/agreement with BoS upon pletion of the diagnose phase A. B. . Kearney 37/2341 Bank of Shanghai – Credit Risk Management/Credit Proposal/yk 17 . Kearney Inc 2023年版 權(quán) 所有 ， 此文件任何部分未 經(jīng)科爾尼管理顧問(wèn)公司事先書(shū)面 同意 ， 均不得以任何形式 復(fù)制 Credit Risk Grading Analytics Eight key deliverables have been identified to specifically address BoS‘ short and long term credit risk grading analytics requirements Key Deliverables Modules Deliverables Objectives Diagnose . Risk grading anization baseline Ensure clear understanding of the current/required anizational capabilities (. anizational dependencies, KPIs, performance measures, etc) related to ensuring credit risk grading effectiveness . Risk grading process baseline Ensure clear understanding of the current/required processing capabilities (. policy setting, appraisal, approvals, review, etc.) related to ensuring credit risk grading effectiveness Risk grading tools assessment Assessment and identification of short/longerterm credit risk grading related tool(s) capability gaps with respect to required capabilities . Risk grading capability gap analysis Summary of overall credit risk grading related capability gaps to ensure credit processing risks and issues are identified to minimize risks related to immediate project delivery risks as well as longerterm capabilities imperatives Design . Risk grading vision and required capabilities Clarity and consensus, amongst key stakeholders, of overall credit risk grading vision and required capabilities – for both short and longerterm – aligned to the SME banking and credit strategy . Shortterm risk grading analytical model Development of a practical borrower statisticallybased grading model leveraging Bank of Shanghai‘s existing credit risk grading tool – whilst identifying additional statistical factors required for consideration Effective knowledge transfer to the BoS team to ensure selfsustainability in the near future as the credit risk grading model further evolves (as the model may not be of 100% confidence level based on potential existing analytical and information quality gaps) Initiatives to build required capabilities Identification of additional modeling capability gaps addressed by the modeling team based on agreed upon assumptions made during the project Plan Prioritized initiatives and highlevel initiative plan Summary of identified key initiatives, for both overall credit risk grading capabilities as well as analytical capabilities, Bank of Shanghai should consider further analyzing or implementing to address medium and longer term credit capabilities issues Credit Risk Grading Analytics . Kearney 37/2341 Bank of Shanghai – Credit Risk Management/Credit Proposal/yk 18 . Kearney Inc 2023年版 權(quán) 所有 ， 此文件任何部分未 經(jīng)科爾尼管理顧問(wèn)公司事先書(shū)面 同意 ， 均不得以任何形式 復(fù)制 III. Risk Grading Organization Baseline The anization baseline will ensure clear understanding of the current/required anizational capabili