unit11國際貨物運(yùn)輸保險(完整版)
【正文】 sing All Risks Mr. Blake: How do you usually cover insurance for CIF? Mr. Chen: We usually insure our goods with the People’s Insurance Company. Insurance covers basic risks only. If you want us to insure against a special risk, an extra premium will have to be charged. Mr. Blake: So what are the basic risks? Mr. Chen: They are Free from Particular Average (.), With Particular Average (.) and All Risks. Mr. Blake: What do they mean respectively? Mr. Chen: Well, roughly speaking, . covers total losses resulting from both natural calamities and accidents, and partial losses caused by accidents. Mr. Blake: Then what is the difference between . and .? Mr. Chen: The protection under the . clause will be almost the same as that offered by the . clause The . clause does not cover partial loss of the nature of particular average, whereas the . clauses cover such losses when they exceed a prearranged percentage. ?back Dialogue Mr. Blake: I see. What about all risks? Mr. Chen: All risks means WPA plus additional risks, or extraneous risks, risks not incidental to transport by sea. Mr. Blake: Ok. What will you plan to cover for our consignment? Mr. Chen: All risks is suitable for yours. Mr. Blake: Does All Risks include Breakage Risk? Mr. Chen: Breakage is a special risk, for which an extra premium will
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