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【正文】 Interest rate ? General terms and conditions Defines the year as 365 days for purposes of determining the annual percentage rate of interest. 18 Money Management Activity 4 ACTIVITY 4 Investing for the Long Term Overview ? The Historical Performance of the Samp。 SECURITY ? Avoid passwords or screen names that are easy to guess. ? Change passwords often. ? Read privacy policies. ? Check online accounts often. Report unfamiliar transactions. ? Do not open s with unsolicited offers that sound too good to be true. Slide 5 – Inter Privacy amp。P 500 stock index has increased almost 200 percent since 1970. On average, the stock market returns 12 percent per year, including dividends. Savings rates, by parison, have been much lower – anywhere from % to 5%, usually depending on the length of time the savings are deposited. 21 Slide 3 Places to Invest Lesson Reference: Money Management, Activity 4 – Overhead 3 PLACES TO INVEST ? Stocks ? Bonds ? Mutual Funds ? Retirement Plans ? Real Estate ? Collectibles/Valuables 22 QUESTIONS TO ASK BEFORE MAKING AN INVESTMENT 1. How safe is the investment? 2. What types of returns can I expect? 3. What kind of risk is involved? 4. Can I get my money back if I need it? How long will it take and how
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