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SECURITY ? Avoid passwords or screen names that are easy to guess. ? Change passwords often. ? Read privacy policies. ? Check online accounts often. Report unfamiliar transactions. ? Do not open s with unsolicited offers that sound too good to be true. Slide 5 – Inter Privacy amp。P 500 ? Reasons to Invest ? Investing Considerations ?Investment Concerns ?Places to Invest ? Online Money Management 19 Slide 1 Savings vs. Investing Lesson Reference: Money Management, Activity 4 – Overhead 1 SAVING vs. INVESTING SAVING ? Shortterm. ? Postpones spending. ? Has safety precautions. INVESTING ? Longterm. ? Exchanges money for something with the future expectation of receiving a profit. ? Has risk factors. 20 Slide 2 Saving vs. Investing, Historically Lesson Reference: Money Management, Activity 4 – Overhead 2 SAVING VS. INVESTING, HISTORICALLY The Samp。? Activity 1………………Saving vs. Investing ? Activity 2……….….Saving for a Rainy Day ? Activity 3……………………..1 + 1 = Saving ? Activity 4…..Investing for the Long Term Money Management Activity 1 ACTIVITY 1 Saving vs. Investing Overview ? Saving vs. investing ? Information on a paycheck ? Making a financial plan ? Budgeting 2 Slide 1 Do You Save? D