【正文】 ny impact on the rights and benefits of the Lenders；任何反擔(dān)保或其他類似文件將不會(huì)作出任何對(duì)貸款人權(quán)利和福利的影響。 Using the capital of the loan as usage set forth in this contract， the Borrower will not use the loan as Equity investment； The Borrower will not use the capital of the loan invest in security， future， real estate etc. The Borrower will not lend to the others privately or involving other maters which is prohibited by the ，借款人將不使用貸款，股本投資。 The all documents， materials， reports and certificates provided to the Lender by the borrower for consummation of this contract is true， real， pete and effective在所有的文件，資料，報(bào)告和證書規(guī)定由本合同的貸款人向借款人圓滿是真實(shí)的，正確和有效的競(jìng)爭(zhēng) 4. 4。 During the term of this contract， if the guarantors financial status bee deteriorated or the liabilities for repayment of debts bee weak， the Lender shall have right to request the Borrower changes guarantor or provide mortgage and pawn secured for this loan under this ，如果擔(dān)保人財(cái)務(wù)狀況惡化，或成為償還債務(wù)的責(zé)任變?nèi)?，貸款人應(yīng)有權(quán)要求借款人提供保證人或者變更抵押貸款和貸款擔(dān)保典當(dāng)這下這份合同。 3. 3。 8. 8。 4. 4。 3. 3。 If the Borrower fails to repay the loan and can not reach a agreement with the Lender regarding the extension， the Lender shall collect an overdue penalty for [***] of the overdue amount per ，不能與貸款人達(dá)成一致意見的延長(zhǎng)，貸款人應(yīng)收取的逾期金額每日[***]一滯納金。 The interest shall be calculated from the date of first drawdown and the actual days the borrower 。 ARTICLE 2 THE PURPOSE OF THE LOAN：第二條在貸款用途： 1. 1。編號(hào)：時(shí)間：2021年x月x日書山有路勤為徑，學(xué)海無(wú)涯苦作舟頁(yè)碼：第16頁(yè) 共16頁(yè)英文借貸合同實(shí)例2006716 10:36　【大 中 小】【我要糾錯(cuò)】LOAN CONTRACT　　Contract Number：　　BORROWER：　　Address：　　LENDER：　　Address：　　In accordance with provisions of Contract Law of the Peoples Republic of China and Bank of China， after reviewing the status and the request of the Borrower， the Lender agrees to grant the Borrower a line of credit on . The Borrower， Lender and Guarantor， through friendly negotiation(談判)， have executed this Contract as follows：　　ARTICLE 1 CURRENCY， AMOUNT AND TERM OF THE LOAN：　　1. The Currency under this loan is Reiminbi.　　2. The Line of the loan is yuan.　　3. The period of this loan is 12 months from the date of effectiveness of this contract.　　ARTICLE 2 THE PURPOSE OF THE LOAN：　　1. The purpose of this loan is used for working capital turnover.　　2. Without written approval of the Lender， the Borrower could not use the loan out of the scope of the purpose.　　ARTICLE 3 INTEREST RATE AND CALCULATION OF INTEREST：　　1. Interest rate： The interest rate shall be [***] During the loan term， if the countrys related authority adjusted the interest rate or the manner of calculation of interest， the interest of this contract shall be adjusted accordingly after one year from the date of execution of this contract.　　The adjustment shall be conducted when the interest rate are executed one is not obliged to inform the Borrower when the adjustment of interest.　　2. The interest shall be calculated from the date of first drawdown and the actual days the borrower use. One year shall be calculated as 360 days.　　3. The payment of interests： The Borrower shall pay the interests per quarter. The payment date shall be ， and. If the payment for the last installment is not on the payment date，the interests shall deduct the interest from the bank account of the Borrower. In the event that the Borrower fails to pay the interests on time and the balance of the account of the Borrower is not enough for the payment of interest， the Lender shall have rights to collect a penalty being [***] of the outstanding amount per day for the Borrowers breach of contract.　　ARTICLE 4 OVERDUE INTERESTS AND MISUSING INTERESTS　　1. If the Borrower fails to repay the loan and can not reach a agreement with the Lender regarding the extension， the Lender shall collect an overdue penalty for [***] of the overdue amount per day.　　2. If the Borrower fails to uses the loan in accordance with the provisions set forth in this contract， the Lender shall have right to charge a interests for the misusing part at a rate of [***] per day.　　ARTICLE 5 ACCOUNT　　The Borrower shall open Reiminbi basic account and/or foreign currency account at the Lender or Lenders branch for the use of drawdown， repayment，payment of interests and fees.　　ARTICLE 6 DRAWDOWN　　1. The loan under this contract is revolving， the balance of this contract shall not more than the line of credit.　　2. The Borrower shall send a drawdown application as the form herein attached in this contract 7 days before the date of drawdown.　　3. The Borrower shall not draw the loan less than 1 million.　　ARTICLE 7 CONDITIONS FOR DRAWDOWN　　The following conditions shall be satisfied in advance of the drawdown date：　　1. The Borrower has opened foreign account and Reiminbi account at the office of the Lender or the branch of the Lender；　　2. This contract and the appendices have been effective；　　3. The Borrower has provided the recognition of the investment or certificate of the investment to the Lender；　　4. The Borrower has provided the board resolution and power of attorney regarding this loan contract；　　5. The Borrower has provided the list and the signature sample of the authorized person who empower to sign this contract and documents；　　6. The Guaranty under this contract has been effective；　　7. The Borrower has been satisfied the warrants under Article 11 of this contract；　　8. The other requirement for the drawdown have been satisfied.　　ARTICLE 8 REPAYMENT PLAN AND PREPAYMENT　　1. The Borrower shall repay the loan in accordance with the status of its cash. The Borrower shall inform the Lender the payment amount and date [***] prior to make the payment. The Borrower shall be obliged to repay the　　principal and related interests on due date without any condition.　　2. The payment made by the Borrower and the deduction from the account of the Borrower shall be used for repaying the interest at first and then for repaying the principal.　　3. In the event the Borrower fails to repay th