【正文】
High lending rates Credit control Reserves for loss/loans Reserves to non Special risk assessment performing loans risk Loans/deposits Purchased funds Liquidity plan Liquidity assets/deposits Borrowing cost Contingency plan Liquidity assets Cost/pricing models Borrowings/deposits Development of funding sources 3. Interest risk Interestsensitive assets/ Gap buckets Dynamic gap management interestsensitive liabilities Duration Duration analysis Gap 4. Leverage risk Equity/deposits Riskadjusted assets/ Capital planning equity Sustainable growth analysis Equity/assets Growth in assets vs. Dividend policy Capital/assets growth in equity Riskadjusted capital adequacy。 C. both positions and control limits are monitored regularly by a mittee of senior officers。:;:;:貸款風(fēng)險的控制貸款風(fēng)險控制的方法一般有以下幾種:(1)貸款風(fēng)險預(yù)防---銀行事先采取相應(yīng)