【正文】 ....................................................................................................................................35業(yè)務基本情況 .................................................................................................................................................................................................43企業(yè)關(guān)聯(lián) .........................................................................................................................................................................................................44（三）個人客戶 .................................................................................................................................................................................44個人基本信息管理 .........................................................................................................................................................................................44個人主要資產(chǎn)信息管理 .................................................................................................................................................................................46個人主要負債信息管理 .................................................................................................................................................................................47個人工作經(jīng)歷信息管理 .................................................................................................................................................................................48個人教育經(jīng)歷信息管理 .................................................................................................................................................................................49個人配偶信息管理 .........................................................................................................................................................................................50居住情況信息管理 .........................................................................................................................................................................................51個人社保信息管理 .........................................................................................................................................................................................52個人保險信息管理 .........................................................................................................................................................................................53個人關(guān)聯(lián) .......................................................................................................................................................................................................541機構(gòu)借款 .......................................................................................................................................................................................................551業(yè)務基本情況 ...............................................................................................................................................................................................56（四）客戶大事記 .............................................................................................................................................................................573 / 118（五）客戶關(guān)系樹 .............................................................................................................................................................................58三、信貸業(yè)務 .........................................................................................................................................................................................58（一）業(yè)務申請 .................................................................................................................................................................................58（二）業(yè)務審批 .................................................................................................................................................................................59（三）業(yè)務修改 .................................................................................................................................................................................72（四）審批狀態(tài)查詢 .........................................................................................................................................................................74（五）貸款總賬 .................................................................................................................................................................................75（六）貸款預警監(jiān)控 .........................................................................................................................................................................76（七）刪除業(yè)務信息 .........................................................................................................................................................................77（八）刪除借據(jù) .................................................................................................................................................................................78（九）利率調(diào)整（無還款計劃表 /有還款計劃表） ........................................................................................................................78四、風險管理 .........................................................................................................................................................................................79（一）五級分類 .................................................................................................................................................................................80（二）貸后管理 .................................................................................................................................................................................81五、業(yè)務查詢 ........................................................