孟加拉國(guó)鄉(xiāng)村銀行發(fā)展模式研究外文翻譯(存儲(chǔ)版)
【正文】 行協(xié)調(diào)一地區(qū)的活動(dòng)。穆罕默德 原來銀行與貸款者之間的監(jiān)督和被監(jiān)督關(guān)系現(xiàn)在已經(jīng)被貸款小組成員的相互監(jiān)督、相互負(fù)責(zé)所取代銀行與分散貸款者的關(guān)系也變成了銀行與小規(guī)模集體的關(guān)系。沒有擔(dān)保銀行擔(dān)心他們?cè)讷@得貸款后不會(huì)如期償還因此造成了銀行總是對(duì)這一人群關(guān)緊大門的局面。這種新興的銀行業(yè)務(wù)很快得到了眾多的民眾支持并為發(fā)展中國(guó)家推行小額信貸提供了很好的借鑒作用。中文 3340 字 畢業(yè)論文 英文資料翻譯 學(xué) 院： 經(jīng)濟(jì)學(xué)院 專 業(yè)： 金融學(xué) 班 級(jí)： 姓 名： 學(xué) 號(hào)： 指導(dǎo)教師： 2020 年 6 月 1 In Rural Bangladesh Bank Development Pattern 1 Claudio Gonzalez Vega Bangladesh grameen bank the historical background of the emergence The Nobel peace prize for 2020 was awarded in Bangladesh muhammad yunus and grameen bank established. In rural Bangladesh bank also called grameen gramee n bank since its inception and successfully in Bangladesh introduced a poor peasant households microfinance model the whole world a tremendous echo its founder muhammad yunus earned banker to the poor reputation. In 1976 muhammad yunus lending expanded to hundred villages. In 1983 classics by congress Bangladesh government licences muhammad yunus create established to his Grameen Bank and named somebody . Grameen Bank Grameen in Bengali in the quotvillagequot means. This emerging banking soon received a lot of public support for developing countries and implement microfinance provides a good reference. In rural Bangladesh bank operation mode For ordinary mercial Banks in Bangladesh it provides small loans often is a not yet braved also Disdain to set foot in the field. First the operating cost is high. Need microfinance villagers often es from different social fields their business projects is multifarious: textile gauze and selling ice cream bar production bronzes repaired the radio processing mustard oil planting rice jackfruit etc. And each project loan only a few tens of dollars and even a few 1 本文原載于《 Asia Monitor: South Asia Monitor》 2 dollars this will give a bank officer brought a nightmare scenario: daily need tracking hundreds of different for each project management project and trifling dozens of record statistics bank loans do itself pay operating costs also rises greatly. For example also is to provide a sum of 100 million dollars in loans lend it to several people lent tens of thousands of personal pare words former cost of will undoubtedly will reduce a lot. Secondly repay the risk is too large. Provide their loans the Banks often needs to guarantee in order to reduce the risks of borrowers cannot reimbursement and this is where the poor are lacking. No warranties bank worried that they wont get loans in repay as scheduled thus causing the bank is always on this population tight gate situation. So muhammad yunus and how to work and get rid of the two major problems The key is two words: trust and mutual responsibility. In order to strive for to Bangladesh grameen bank of small loans villagers must advance do one thing and that is to prove his possessions are nowhere Banks provide loans to lowest guarantee limit this helps to ensure that the loans to those who want to improve the poorest and most of people living
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