【正文】 if the days of actual occupation of the loan during the period from the date of actual release of the loan to the agreed repayment date of the next month are more than one period, then the initial loan repayment interest will be calculated respectively according to the interest repayable for one period and the interest repayable for the part of those which are more than on period。 (4) – 1 – 2 . If the borrower is not yet able to determine the specific transactions object information when signing the present contract, then the borrower shall file an Application Form for Payment by the Lender upon Authorization (see the annex for its format) to the lender 3 working days prior to the payment date after the conclusion of the present contract, and the lender will pay the loan money to the borrower’s transaction objects according to the amount applied for payment after the examination and approval of the lender. The payment condition is that the borrower offers transaction contracts or other related transaction materials and certificates and the lender examines and approves them. The act that the borrower authorizes the lender to pay the loan money to the accounts of the following transaction objects means the borrower’s payment authorization. The above said act of the lender’s payment to the borrower’s transaction objects according to the borrower’s application for payment is the money withdrawal of the borrower. □ Method of payment by the borrower himself It means that the lender directly releases the loan money to the borrower39。 (3) The name of the transaction object is – 1 – 2, and its account No. / passbook No. / card No. is – 1 – 2, its account bank is – 1 – 2, and its payment amount shall be not more than (currency amp。s Bank of China (see also the relevant contents of Article 12 of the present contract). Article 3 Conditions on the borrower’s Money Withdrawal Unless agreed by the lender, the lender will have no obligation to release the loan under the contract to the borrower until the following conditions are fully met and satisfactory to the lender in terms of form and content: The borrower has submitted all the documents and data as required by the lender and obtained the approval of the lender. The present contract and its relevant annexes have been legally signed and entered into force. The guarantee rights or similar priority rights have been legally established and entered into force (if any): for the loan guaranteed by means of mortgage, its insurance and mortgage registration procedures have been pleted, and the collateral registration voucher, ownership voucher, mortgage right voucher / other right voucher, and insurance policy original copy have been delivered to the lender for possession。s Bank of China in the corresponding period as well as the floating proportion under the present contract. Monthly interest rate = annual interest rate / 12, daily interest rate = annual interest rate / 360, and the interest rate per period = annual interest rate the number of the month(s) of each period / 12. □ Quasifixed interest rate Fixed interest rate will be executed for – 3 – 1 (“ month(s), estimated till MM DD YY) from the date of loan release. That is, it will be executed according to the fixed loan interest rate and floating range stipulated by Shanghai Pudong Development Bank in the corresponding period (the loan period is from the date of loan release till the date of expiry of the contract). The loan interest rate under the present contract is – 3 – 2 (“□ above □ below %”) on the basis of the fixed loan interest rate published by Shanghai Pudong Development Bank in the corresponding period. If the People39。s Bank of China in the corresponding period. The loan interest rate under the present contract is – 1 – 1 (“□ above □ below %”) on the basis of the benchmark loan interest rate published by the People39。No.: SPD Bank Personal Guarantee Loan Contract Special Seal (2) for Contract of Shanghai Pudong Development Bank Co., Ltd. Taiyuan Branch (paging seal) Contract version No.:SPDB202103 SPD Bank Personal Guarantee Loan Contract Personal Guarantee Loan Contract Special Notes: The main body of the present contract is made up of Contract Terms and Conditions as well as Summary Sheet of Elements of the Contract Terms and Conditions. The Contract Terms and Conditions needs not to be filled in, and all of its items to be filled in are indicated with specific codes。s Bank of China in the corresponding period. If the People39。s Bank of China adjusts the benchmark loan interest rate or Shanghai Pudong Development Bank adjusts the fixed interest rate applicable to this business within the loan period, then the interest rate executed in the present contract will not be adjusted. The fixed interest rate of the corresponding period while signing the present contract is: – 3 – 3 (“ % (annual interest rate)”). The executed interest rate is determined according to the fixed loan interest rate on the actual date of loan release published by the People39。 for the loan guaranteed by means of pledge, the pledge object has been delivered to the lender for possession。 amount) – 1 – 2。s account according to the borrower’s application for money withdrawal and then the money will be paid by the borrower himself to the borrower39。 therein: the interest repayable for one period shall be calculated in accordance with the agreed repayment method, and the interest repayable for the part of those which are more than on period shall be determined by the days of actual occupation of the loan according to the method for interest