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【正文】 (4)Sight/Deferred payment credit(即期 /延期付款的信用證 ) Issuing bank or paying bank makes the payment by the transport documents without drafts, the words “Available by payment at sight”/ “to be paid after ** days of the shipment/presenting the documents” classification of L/C (5)Usance L/C or Acceptance L/C Usance L/C:The issuing bank or a bank nominated by the issuing bank accepts the documents amp。pay Transport Com. Insurance Com. Inspect Bureau (7)Dispatch notice (6)Loading amp。T/T:using telemunication (2)Remittance by cable/telex/SWIFT—telegraphic transfer(T/T電匯 ) SWIFT(Society for worldwide Interbank Financial Telemunication)環(huán)球同業(yè)銀行金融電訊協(xié)會 Advantages: (1)Safety (2)high speed (3)Low expense (4)automation I. Patterns of payment(付款的方式） (3)D/D(Banker’s demand draft)票匯 Remitter(Importer)付款人 Hand over application amp。 fund by a check(1) Issuing draft(2) Remitting bank (匯付行 ) Payee(Exporter) 收款人 Paying bank (匯入行） Verifying amp。assembling documents (5)Check L/C amp。 draft first, and pay the credit at maturity. (6)Negotiable/Transferable L/C The beneficiary asks the negotiating or correspondent bank to transfer the L/C to another or two beneficiary(ies) classification of L/C (7)Red clause of L/C(紅條款 ) amp。 classification of L/C (3)Confirmed or Unconfirmed L
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