【正文】 y of the contract). The loan interest rate under the present contract is – 3 – 2 (“□ above □ below %”) on the basis of the fixed loan interest rate published by Shanghai Pudong Development Bank in the corresponding period. If the People39。s Bank of China in the corresponding period. If the People39。s Bank of China (see also the relevant contents of Article 12 of the present contract). Article 3 Conditions on the borrower’s Money Withdrawal Unless agreed by the lender, the lender will have no obligation to release the loan under the contract to the borrower until the following conditions are fully met and satisfactory to the lender in terms of form and content: The borrower has submitted all the documents and data as required by the lender and obtained the approval of the lender. The present contract and its relevant annexes have been legally signed and entered into force. The guarantee rights or similar priority rights have been legally established and entered into force (if any): for the loan guaranteed by means of mortgage, its insurance and mortgage registration procedures have been pleted, and the collateral registration voucher, ownership voucher, mortgage right voucher / other right voucher, and insurance policy original copy have been delivered to the lender for possession。s application for money withdrawal request and payment authorization. The specific loan payment provision is – 1: □ The borrower has opened a special account for loan. The borrower authorizes the lender to transfer the loan money to the special account for loan opened by the borrower at the place of the lender when the conditions for loan release are met. The account No. of the special account is – 1 – 1. The above said transfer act of the lender is the money withdrawal of the borrower. The borrower can only transfer the loan money under the present contract in the special account for loan, to the account of its transaction object that the borrower applies for to the lender under the present contract and supplementary change agreement and the lender approves and agrees to bind with the special account for loan payment. If the borrower has not yet determined the information on the binding paid transaction object when entering into the present contract, or needs to change the information on the binding paid transaction object after entering into the present contract, the borrower shall specify it by signing a supplemental agreement or alteration agreement with the lender. The amount that the borrower transfers to any binding paid transaction object shall conform to the agreement between the both parties, and the entire total amount that the borrower transfers to all the binding paid transaction objects shall not exceed the total loan amount of the present contract. The borrower agrees that, according to the provisions and requirement of the lender, the borrower shall use the loan money which will not be used any more in the special account for loan to make early repayment of the loan under the contract. When the present contract is entered into, the information on the transaction object which is bound with the special account for loan payment is as follows: (1) The name of the transaction object is – 1 – 2, and its account No. / passbook No. / card No. is – 1 – 2, its account bank is – 1 – 2, and its payment amount shall be not more than (currency amp。 (3) The name of the transaction object is – 1 – 2, and its account No. / passbook No. / card No. is – 1 – 2, its account bank is – 1 – 2, and its payment amount shall be not more than (currency amp。 (2) The name of the transaction object is – 1 – 2, and its account No. / passbook No. / card No. is – 1 – 2, its account bank is – 1 – 2, and its payment amount shall be not more than (currency amp。 (4) – 1 – 2 . If the borrower is not yet able to determine the specific transactions object information when signing the present contract, then the borrower shall file an Application Form for Payment by the Lender upon Authorization (see the annex for its format) to the lender 3 working days prior to the payment date after the conclusion of the present contract, and the lender will pay the loan money to the borrower’s transaction objects according to the amount applied for payment after the examination and approval of the lender. The payment condition is that the borrower offers transaction contracts or other related transaction materials and certificates and the lender examines and approves them. The act that the borrower authorizes the lender to pay the loan money to the accounts of the following transaction objects means the borrower’s payment authorization. The above said act of the lender’s payment to the borrower’s transaction objects according to the borrower’s application for payment is the money withdrawal of the borrower. □ Method of payment by the borrower himself It means that the lender directly releases the loan money to the borrower39。 the repayment date of each period is – 2. For the loan period is more than one year (exclusive of one year), one of the following repayment methods can be selected (please select it by ticking the appropriate box): □ Adopt the method of matching the repayment of principal and interest. The amount of repayment of principal and interest for each period = loan principal interest rate per period + loan principal interest rate per period 247。 if the days of actual occupation of the loan during the period from the date of actual release of the loan to the agreed repayment date of the next month are more than one period, then the initial loan repayment interest will be calculated respectively according to the interest repayable for one period and the interest repayable for the part of those which are more than on peri