【正文】 ............................................................... 205 國(guó)內(nèi)信用證業(yè)務(wù) ......................................................................... 206 承兌類(lèi)業(yè)務(wù)受理?xiàng)l件 ................................................................... 207 銀行承兌匯票 ............................................................................. 207 擔(dān)保類(lèi)業(yè)務(wù)受理?xiàng)l件 ................................................................... 208 擔(dān)保 ........................................................................................... 208 信貸證明 .................................................................................... 213 貸款承諾類(lèi)業(yè)務(wù)受理?xiàng)l件 ............................................................ 213 貸款承諾 .................................................................................... 213 透支類(lèi)業(yè)務(wù)受理?xiàng)l件 ................................................................... 214 信貸業(yè)務(wù)手冊(cè) 6 法人賬戶(hù)透支 ............................................................................. 214 國(guó)際貿(mào)易融資類(lèi)業(yè)務(wù)受理?xiàng)l件 ..................................................... 215 進(jìn)口押匯 .................................................................................... 215 出口押匯 .................................................................................... 215 出口托收融資 ............................................................................. 216 出口發(fā)票融資 ............................................................................. 217 進(jìn)口代收融資 ............................................................................. 218 進(jìn)口匯出款融資 ......................................................................... 219 出口保理融資 ............................................................................. 220 進(jìn)口保理 .................................................................................... 221 完全現(xiàn)金保證業(yè)務(wù)受理?xiàng)l件 ......................................................... 222 定義 ........................................................................................... 222 授信對(duì)象 .................................................................................... 222 期限、利率、費(fèi)率 ...................................................................... 223 受理?xiàng)l 件 .................................................................................... 223 其他授信產(chǎn)品或業(yè)務(wù)受理?xiàng)l件 ..................................................... 223 中小企業(yè)小額授信 ...................................................................... 223 離岸業(yè)務(wù) .................................................................................... 224 證券公司股票質(zhì)押貸款 ............................................................... 225 同業(yè)信貸資產(chǎn)回購(gòu)業(yè)務(wù) ............................................................... 226 同業(yè)信貸資產(chǎn)買(mǎi)斷業(yè)務(wù) ............................................................... 227 銀團(tuán)貸款 .................................................................................... 228 行內(nèi)聯(lián)合貸款 ............................................................................. 229 國(guó)家開(kāi)發(fā)銀行間接銀團(tuán)貸款 ........................................................ 230 國(guó)家開(kāi)發(fā)銀行聯(lián)合貸款 ............................................................... 231 外國(guó)政府轉(zhuǎn)貸款 .......................................................................... 232 內(nèi)保外貸業(yè)務(wù)受理?xiàng)l件 ................................................................ 233 2 授信調(diào)查 /申報(bào) ............................................................................................ 234 目的 ............................................................................................ 234 適用范圍 ..................................................................................... 235 授信客戶(hù)受理 .............................................................................. 235 客戶(hù)申請(qǐng) /市場(chǎng)營(yíng)銷(xiāo) ..................................................................... 235 資格審查 .................................................................................... 235 客戶(hù)提交資料 ............................................................................. 236 資料初審 .................................................................................... 236 授信調(diào)查 ..................................................................................... 237 基本要求 .................................................................................... 237 調(diào)查方式 .................................................................................... 237 調(diào)查內(nèi)容 .................................................................................... 238 中小企業(yè)小額授信調(diào)查要求 ........................................................ 242 授信申報(bào) ..................................................................................... 243 申報(bào)授信 .................................................................................... 243 申報(bào)調(diào)整授信方案 ...................................................................... 252 申報(bào)展期 .................................................................................... 252 授信調(diào)查 /申報(bào)主體 ...................................................................... 252 信貸業(yè)務(wù)手冊(cè) 7 職責(zé) ........................................................................................... 252 權(quán)限 .......................