小微企業(yè)融資現(xiàn)狀及發(fā)展研究-全文預(yù)覽
【正文】 也可以清晰直觀的反應(yīng)企業(yè)的發(fā)展業(yè)績(jī)，盈利是企業(yè)的重要目的，因此，越高的銷(xiāo)售額也相應(yīng)的能證明企業(yè)的發(fā)展地位；最后是資產(chǎn)總額，流動(dòng)資金越多，發(fā)展空間也越大，也可以表現(xiàn)企業(yè)的綜合實(shí)力。針對(duì)我國(guó)來(lái)說(shuō)，小微企業(yè)的發(fā)展和運(yùn)作的順利與否與我國(guó)的經(jīng)濟(jì)發(fā)展關(guān)系緊密。政府在國(guó)有銀行和民營(yíng)機(jī)構(gòu)之間不能有所歧視，更應(yīng)該加大對(duì)民營(yíng)機(jī)構(gòu)的保護(hù)，減少對(duì)其的抑制，使其更好的發(fā)揮作用。靈活的企業(yè)模式使得我國(guó)現(xiàn)有近千萬(wàn)家小微企業(yè)，占所有注冊(cè)企業(yè)的近九成多，遍布于不同地區(qū)的每個(gè)行業(yè)。首先，先確定了目前對(duì)于小微企業(yè)和企業(yè)融資等的概念界定，并探討了目前狀態(tài)下小微企業(yè)的融資方式，引出小微企業(yè)融資難問(wèn)題，并分析產(chǎn)生的原因。 小微企業(yè)融資現(xiàn)狀及發(fā)展研究摘 要對(duì)發(fā)達(dá)國(guó)家和發(fā)展中國(guó)家而言，小微企業(yè)的發(fā)展不僅可以增進(jìn)經(jīng)濟(jì)的發(fā)展，在社會(huì)的安定和諧發(fā)展方面也有著重要的作用。因此本文力圖在小微企業(yè)融資難這一問(wèn)題上展開(kāi)論述進(jìn)行分析找出解決方法。關(guān)鍵詞：小微企業(yè)，融資難，對(duì)策及建議Status and Development of small and micro enterprise financing.ABSTRACTFor both developed and developing countries, the development of small and micro enterprises in economic development is not only in terms of social stability has an important role. From the total number of existing small and micro enterprises are concerned, both in the contribution to GDP, or in the promotion of employment and employment issues to alleviate social stability are irreplaceable. But the financial resources to small and micro enterprises in the business activities can get is scarce. Therefore, in this paper seeks to expand financing difficulties of small and micro businesses find solutions to analyze discourse on this issue. First, make sure the current for small and micro enterprises and corporate finance concepts defined and discussed the state of financing small and micro enterprises, small and micro business financing leads to problems, analyze the causes. Then select the Construction Bank for and micro enterprises financial products bined with practical case analysis to explain the financing of small and micro enterprises with products to solve the crisis of survival of small and micro enterprises. Finally, a foundation under the relevant cause analysis and practical examples for solving the financing difficulties of small and micro enterprises proposed solutions.Keywords: small and micro business ，financing difficulties， strategies and suggestions目錄引言 2一、小微企業(yè)及企業(yè)融資概述 2（一）小微企業(yè)的界定標(biāo)準(zhǔn) 2（二）小微企業(yè)對(duì)經(jīng)濟(jì)發(fā)展起到的作用 4（三）企業(yè)融資的理論概述 5二、小微企業(yè)的融資現(xiàn)狀及其原因分析 5（一）小微企業(yè)的融資現(xiàn)狀 5（二）小微企業(yè)融資難
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