小額貸款公司的可持續(xù)發(fā)展探討(文件)
【正文】 改革開放后中小型企業(yè)的發(fā)展對我國經(jīng)濟發(fā)展具有很大的推動作用,然而在現(xiàn)行宏觀經(jīng)濟環(huán)境下,很多中小型企業(yè)發(fā)展在融資方面受到制約,原有商業(yè)銀行提供的貸款條件對于中小企業(yè)來說門檻高負擔重。關鍵詞：小額貸款公司；可持續(xù)發(fā)展；定位問題；風險控制；制度完善和轉(zhuǎn)型 The Research Of Microfinance Companies’ Sustainable DevelopmentABSTRACTWith the reform and opening up policy, the development of small and medium enterprises act an important role in improving China’s economy. However, these enterprises meet financing problems, which mercial banks can help little. So a lot of microfinance panies have e into being, this not only can solve the financing problems mentioned above, but also has great advantages in promoting the development of our country’s rural finance. This paper mainly discusses the sustainable development of microfinance pany from the necessity, general condition, obstacles and settlement. Keywords：microfinance pany。 the plement and transformation of systems i / 12目錄一、引言 ...............................................................................................................................................................1二、小額貸款公司成立的意義與作用 ...............................................................................................................1（一）小額貸款公司在經(jīng)濟運行中的作用 ...................................................................................................11．迎合小企業(yè)貸款的需求 .........................................................................................................................12．為民間資本進入創(chuàng)造機會 .....................................................................................................................13．探索分散風險新模式 .............................................................................................................................24．推進金融市場創(chuàng)新 .................................................................................................................................25．促進金融組織制度創(chuàng)新 .........................................................................................................................2（二）小額貸款公司對農(nóng)村金融發(fā)展的拉動作用 .......................................................................................2三、小額貸款公司的運行現(xiàn)狀 ...........................................................................................................................31．總體數(shù)量 ......................................................................
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