【正文】 ....................................52 單位存款特殊業(yè)務 ....................................................................................................................................................................................52 正常轉不動戶 ....................................................................................................................................................................................53 不動戶轉營業(yè)外收入 ..........................................................................................................................................................................53 不動戶銷戶 ........................................................................................................................................................................................54 不動戶查詢 ........................................................................................................................................................................................55 換開單位定期存單 .............................................................................................................................................................................55 換回單位定期存單 .............................................................................................................................................................................56 調整賬戶積數 ....................................................................................................................................................................................56 單位定期存款開戶證實書掛失 ...........................................................................................................................................................56 單位定期開戶證實書掛失補發(fā)、解掛、撤銷掛失 ...............................................................................................................................56 賬戶信息維護 ...................................................................................................................................................................................57 4 司法及有權機關的查詢、凍結、扣劃 ........................................................................................................................................................57 司法查詢業(yè)務 ..................................................................................................................................................................................57 賬戶凍結 ...........................................................................................................................................................................................58 賬戶解凍 ...........................................................................................................................................................................................59 扣劃 ..................................................................................................................................................................................................60 第二篇 貸款業(yè)務 一、普通貸款 ......................................................................................................................................................................................................61 信用貸款發(fā)放 .........................................................................................................................................................................................61 保證貸款發(fā)放 ...........................................................................................................................................................................................62 抵質押貸款發(fā)放 .......................................................................................................................................................................................63 貸款展期 ..................................................................................................................................................................................................64 單位貸款歸還業(yè)務 ....................................................................................................................................................................................64 按揭貸款 ..................................................................................................................................................................................................65 按揭貸款發(fā)放 ....................................................................................................................................................................................65 按揭貸款還款 ....................................................................................................................................................................................66 貼現業(yè)務 ................................................................................................................................................................................................68 二、貸款特殊業(yè)務處理 ......................................................................................................................................................................................68 抵債資產 ..................................................................................................................................................................................................68 抵債資產抵入 ....................................................................................................................................................................................68 抵債資產處置 ..................................................................................................................................................................................70 抵債資產核銷 ..................................................................................................