【正文】 nt of their personal finances how important they feel it is to save money, and what they save their money for. One aspect that we haven39。t have to study and work. You can focus on one thing at a time.M: Yes, I can see that. It certainly sounds attractive! It would be more expensive, though. I mean, I39。s where you get the opportunity to study fulltime for short periods. That way you can cover a lot of coursework and attend lectures and seminars during the day. And each module lasts for one term, say, about twelve weeks at a time. There are obvious advantages in this the main one being that you can study in a much more intensive way, which suits some people much better. A: And how many of these 39。s quite a lot of work, then, on top of working every day. It sounds like a lot of studying and really tiring. M: Yes, you certainly wouldn39。s quite flexible and it would be up to you.A: Mmm. So what does the parttime course involve? M: For that you would join an evening class and have a lecture twice a week. Then, you39。t think I could afford to support myself with no salary for a whole year. M: OK. Well, you have two other possibilities: you could either do the parttime course that would be over two years and you wouldn39。m hoping to focus on is Personnel Management.M: I see. And are you planning to leave your current job to study, or are you thinking about just taking a year off? A: I want to know what my options are, really. I don39。m a bit confused by all the different ways you can do the course: fulltime intensive, parttime and so on. M: Well, let39。s cot? Well obviously safety is a very important factor as well as fort and convenience. We remend that, if you are buying a cot, do make sure that any metal present is not rusted or bent in any way. You should ensure your cot has only rounded or smooth edging without any sharp edges, this is especially important for wooden cots. And now on to beds for toddlers ..SECTION 3 ANDREW: Excuse me, I was told to e here for advice about, erm, Management Diploma courses? MONICA: You39。s Choice cot. This cot was slightly different in that, although the side bar did not drop down, the base could be raised or lowered into two different positions making it safe as well as convenient. The negatives for this one were quite minor。s for children of up to three years old. We tested three different cots all in the budget price range and, as usual, we will feature the good points, the problems and our verdict. The first cot we looked at was by Baby Safe and it had several good points to remend it. Our testers liked the fact that it had four wheels, so it was easy to move around. The only slight problems with this cot were that it had no brakes, but they didn39。s “Buyer Beware” programme, where we give you some tips on how to spend your money wisely. Now, in today39。ll make a provisional booking, shall I? two for the Whale Watch Experience. Let me issue you with a customer reference number for when you call back. Do you have a pen? C: Yes. R: OK, it39。s usually around $300 but let me check. Er...oh, it39。s an extra $12 I think. And there39。s actually The Pallisades, PALLISADES. It39。s one in three weeks39。t want to be away any longer than that. So is that by coach? RECEPTIONIST: Actually it39。s very popular and it39。m interested in the holidays you offer along the coast near here. RECEPTIONIST: Yes. We operate several tours up the coast. Where in particular did you want to go? CUSTOMER: Well, I like the sound of the holiday that mentioned whales. Was it 39。Whale Watching39。s based in a lovely little town with nice beaches. CUSTOMER: Oh right, and how long does it last? RECEPTIONIST: It39。s by minibus. We like to keep those tours small and personal so we don39。 time which is April the 18th, and then we don39。s right on the main beach there. C: Oh, I see. R: All of the rooms have nice views and the food is really good there too. C: Oh right. C: And what about the other things? You know, that are included in the price.R: Oh, there are lots of things. If you don39。s also a reptile park in town that costs more or less the same.C: No, I think I39。s actually $280. C:And the next tour, are there any places on that one?R: HOW many people Is It for?C: These are two of us. R: Yes, that should be fine. Can I just mention that we require all bookings to be made at least fourteen days before you travel to avoid cancellations of tours. And if you cancel within seven days of departure you will have to pay 50% of your total booking.C: OK.R: And you also need to pay a 20% deposit at the time of booking.C: Can I pay that by credit card? R: Yes, you can. C: All right, what I39。s three nine seven, four five, T. That39。s show we39。t think that mattered too much. At first they were a bit concerned about the side bar, because they felt babies could trap their fingers in it, but our testers felt that this was unlikely to happen so they have given this one a verdict of “satisfactory”. The next cot was by Choice Cots and this time our testers were pleased to find a cot which is simple to put together unlike others we looked at. On the minus side, our testers did not like the fact that the side of the cot did not drop down, making it difficult to pick up newborn babies. However, the real problem with this cot was the space between the bars。 the only niggle everyone had was the fact that it has no wheels and the only other problem anyone could find, was that there were pictures which were simply stuck on and so could easily bee detached. The makers have now promised to discontinue this practice. As this cot will then be safe in every way, we have made the Mother39。ve certainly e to the right place. Hi, my name is Monica. A: Nice to meet you. My name is Andrew, Andrew Harris. M: So, Andrew, have you seen our diploma course prospectus yet? A: Yes, I39。s see if I can help. I think each course type has its advantages and disadvantages, so it rea