【正文】 SURANCE WITNESSES that subject to the terms andconditions contained herein or endorsed hereon the Company shall indemnifythe insured for the loss or damage sustained during the period ofinsurance stated in the Schedule in the manner and to the extenthereinafter provided. By the ________ Insurance Company_________________________ Authorised SignatureDate of Issue:Place of Issue: SCHEDULEPolicy No.:1. Name and Address of the Insured The Insured: Address:2. Location of the Property Insured:3. Nature of Trade:4. Insured Items and Sums Insured: Insured Items Sums Insured Property Insured Building(s) (including decoration): Machinery and Equipment: Furniture and Fixture: (including office equipment and supplies) Stock: Others: Additional Expenses: Removal of Debris fees: Fire Extinguishing Expenses: Professional Fees: Other Expenses: Total Sum Insured:5. Deductible (any one accident):6. Period of Insurance: ___ months. from 00:00 of _________ to 24:00 hours of ______7. Premium Rate: Total Premium:8. Date of Payment:9. Jurisdiction: This Policy is governed by law of the People39。S OBLIGATIONS The following Obligations shall be strictly fulfilled by the Insuredand his representative: 1. The Insured and his representative, when applying for insuranceshall make true answers or descriptions to the questions in the Proposaland Questionnaire or to any other questions raised by the Company. 2. The Insured and his representative shall pay to the Company in duecourse the agreed premium in the manner as provided in the Schedule andEndorsements. 3. During the period of this insurance, the Insured shall at his ownexpense take all reasonable precautions, including paying sufficientattention to and putting into practice the reasonable remendations ofthe Company, prudently selecting the workmen and employees and plyingwith all statutory regulations and safety operation procedures. 4. In the event of any occurrence which gives or might give rise to aclaim under this Policy, the Insured or his representative shall: notify the Company immediately and within seven (7) days or anyfurther period as may be agreed by the Company in writing, furnish awritten report to indicate the course, probable reason and extent of lossor damage。 9. loss or damage arising from any other perils not listed in ArticleII of this Policy. IV. TREATMENT OF CLAIM 1. The Company shall at its option, indemnify the Insured in respectof loss or damage falling within the Scope of Cover of the Policy byeither: paying the amount of the actual value of the property lost ordamaged or。 5. confiscation, requisition, destruction or damage by any action ororder of any government de jure or de facto or by any public authorities。 2. loss of or damage to the insured property caused and expensesincurred by earthquake or tsunami。 but not including loss or damage resulting from pile driving,groundwork or excavation。 6. hailstorm。 3. lightning。 4. mobile phones, portable puters, removable photograph apparatusor other precious articles。 4. advertisements, aerials, neon, pieces of solar energy apparatusetc. on buildings。 自＿＿＿年＿＿月＿＿日零時起，至＿＿＿年＿＿月＿＿日二十四時止。除事先另有協(xié)議外，仲裁或訴訟應(yīng)在被告方所在地進行。 （八）權(quán)益轉(zhuǎn)讓 若本保險單項下負責(zé)的損失涉及其他責(zé)任方時，不論本公司是否已賠償被保險人，被保險人應(yīng)立即采取一切必要的措施行使或保留向該責(zé)任方索賠的權(quán)利。 （六）合理查驗 本公司的代表有權(quán)在任何適當(dāng)?shù)臅r候?qū)ΡｋU財產(chǎn)的風(fēng)險情況進行現(xiàn)場查驗。 （四）保單注銷 被保險人可隨時書面申