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財(cái)產(chǎn)保險(xiǎn)合同范本英文范本(已修改)

2025-05-26 13:17 本頁面
 

【正文】 propertyinsuranceclauseswholedoc.i.thepropertyinsuredthepropertyinsuredshallrefertoallpropertiesandexpensesspecifiedinthescheduleofthispolicy.unlessspecificallyagreeduponinwritingbetweentheinsuredandthepanyandappraisedandvalueestablishedbyprofessionalsorassessors,thefollowingarticlesandtheexpensesrelevanttheretoshallnotbecoveredunderthispolicy:1.gold,silver,pearls,diamonds,preciousstonesandjades。2.antiques,articlesofvirtue,ancientcoins,ancientbooksandancientpaintings。3.worksofartorpostagestamps。4.advertisements,aerials,neon,piecesofsolarenergyapparatusetc.onbuildings。5.putersystemrecordsoritsmakingandcopyingcosts.undernocircumstancesshallthefollowingarticlesrelevanttheretobecoveredhereunder:1.guns,ammunitionorexplosives。2.banknotes,securities,bills,documents,files,accountbooksordrawings。3.animals,plantsandagriculturalcrops。4.mobilephones,portableputers,removablephotographapparatusorotherpreciousarticles。5.vehicleslicensedforgeneraltransportuse.ii.scopeofcoverthepanyshallindemnifytheinsuredinrespectofthephysicallossofordamagetotheinsuredpropertystatedinthescheduleduringtheperiodofinsurancedirectlyarisingfromthefollowingperils:1.fire。2.explosion。butnotincludingexplosionofaboilerorotherpressurereliefdevices。3.lightning。4.hurricane,typhoonandtornado。5.storm,tempestandflood。butnotincludinglossordamagecausedbychangeinnormalwaterlevelorinundationfromseawaterorwaterescapeorleakagefromthenormalconfinesofanynaturalwatercourse,lakeorreservoir,canalordamaswellaslossofordamagetotheinsuredpropertycausedbystorm,tempestorfloodwhilebeingstoredintheopenorcoveredbyorunderashedthatchedwithreeds,tarpaulins,straw,asphaltfelt,plasticornylonsheet。6.hailstorm。7.landslide,rockslide,avalanche。8.volcanicexplosion。9.subsidenceofground。butnotincludinglossordamageresultingfrompiledriving,groundworkorexcavation。10.crashingaircraftandpartsorarticlesfallingfromaircraftandotherflyingobjects。11.burstingofwatertankorpipe。butnotincludingburstingofwatertankorpipeduetorust.iii.exclusionsthispanyshallnotbeliablefor:1.lossofordamagetotheinsuredpropertyorexpensescausedbyintentionalactorgrossnegligenceoftheinsuredorhisrepresentative。2.lossofordamagetotheinsuredpropert
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