【正文】 1 介紹 ..........................................................................................................................10 文檔目的 ...............................................................................................................10 目標(biāo) ......................................................................................................................10 范圍 ......................................................................................................................10 目標(biāo)讀者 ...............................................................................................................10 假設(shè) ......................................................................................................................102 應(yīng)用體系架構(gòu)的整體說明 ..........................................................................................11 應(yīng)用體系架構(gòu)的定義 .............................................................................................11 對(duì)某銀行 IT 戰(zhàn)略的建議 ........................................................................................13 應(yīng)用服務(wù)戰(zhàn)略 .................................................................................................13 數(shù)據(jù)管理戰(zhàn)略 .................................................................................................13 基礎(chǔ)設(shè)施戰(zhàn)略 .................................................................................................14 體系架構(gòu)戰(zhàn)略 .................................................................................................14 應(yīng)用體系架構(gòu)設(shè)計(jì)中的關(guān)鍵點(diǎn) ...............................................................................14 銀行的核心業(yè)務(wù)系統(tǒng) ......................................................................................14 客戶信息的管理 .............................................................................................16 企業(yè)應(yīng)用系統(tǒng)集成（EAI） .............................................................................17 管理信息系統(tǒng) .................................................................................................19 合理的應(yīng)用系統(tǒng)功能 ......................................................................................20 數(shù)據(jù)分布模式 .................................................................................................21 應(yīng)用分布模式 .................................................................................................21 應(yīng)引起關(guān)注的技術(shù)問題和技術(shù)管理問題 .........................................................23 IT 規(guī)劃的管理機(jī)制問題 ..................................................................................243 應(yīng)用體系架構(gòu)的整體設(shè)計(jì) ..........................................................................................25 應(yīng)用體系架構(gòu)的整體設(shè)計(jì)圖 ..................................................................................25 應(yīng)用體系架構(gòu)中的系統(tǒng)功能和全行的應(yīng)用需求的對(duì)應(yīng)關(guān)系 ............................26 對(duì)核心業(yè)務(wù)體系系統(tǒng)的說明 ...........................................................................28 總行層面的系統(tǒng)總覽 ......................................................................................31 一級(jí)分行層面的系統(tǒng)總覽 ...............................................................................324 建議的轉(zhuǎn)型計(jì)劃大綱（待項(xiàng)目計(jì)劃出） ....................................................................34 某銀行現(xiàn)有的應(yīng)用系統(tǒng)和目標(biāo)模式的差異分析 ......................................................3425 核心業(yè)務(wù)系統(tǒng)的目標(biāo)功能模式 ..................................................................................36 核心業(yè)務(wù)系統(tǒng)核心層的目標(biāo)功能 ...........................................................................36 系統(tǒng)的總體功能和特性 ..................................................................................36 客戶信息管理功能 ..........................................................................................36 帳戶管理功能 .................................................................................................37 產(chǎn)品管理 功能 ................................................................................................40 帳戶交易管理功能 ..........................................................................................41 報(bào)表管理功能 .................................................................................................42 出納/分行交易管理功能 .................................................................................43 管理和監(jiān)控功能 .............................................................................................44 現(xiàn)金管理功能 .................................................................................................44 總帳功能 ....................................................................................................45 應(yīng)用安全管理功能 ......................................................................................46 核心業(yè)務(wù)系統(tǒng)的業(yè)務(wù)層的目標(biāo)功能 ........................................................................47 核算管理及賬務(wù)體系 ......................................................................................47 內(nèi)部資金管理 .................................................................................................49 結(jié)算管理 ........................................................................................................49 銀行卡業(yè)務(wù)的管理 ..........................................................................................50 現(xiàn)金管理 ........................................................................................................50 憑證管理 ........................................................................................................50 國際結(jié)算 ........................................................................................................51 對(duì)各級(jí)機(jī)構(gòu)作業(yè)的支持 ..................................................................................51 營運(yùn)風(fēng)險(xiǎn)控制體系 ..........................................................................................52 金融產(chǎn)品提供 ........................................................................................................55????? ??公司業(yè)務(wù)（僅包含帳戶處理） ......................................................................55 個(gè)人業(yè)務(wù) ........................................................................................................55 銀行卡業(yè)