【正文】 銀聯(lián)卡業(yè)務(wù)運(yùn)作規(guī)章第七卷（二） IC卡（電子錢包）業(yè)務(wù)規(guī)則中國銀聯(lián)二○一一年十月
 目 錄總 則 ..................................................................... 8第一章 發(fā)卡業(yè)務(wù)規(guī)則 ......................................................... 91 概述 ...................................................................... 92 基本規(guī)則 .................................................................. 9 發(fā)卡機(jī)構(gòu)告知義務(wù)...........................................................................................................9 應(yīng)用標(biāo)識(shí)代碼編碼規(guī)則...................................................................................................9 銀聯(lián)IC卡電子錢包卡號(hào)編碼規(guī)則...................................................................................9 卡片規(guī)范.........................................................................................................................10 卡片分類.........................................................................................................................10 卡片設(shè)計(jì)、生產(chǎn)、個(gè)人化及運(yùn)輸.................................................................................10 賬戶管理要求................................................................................................................. 11.......................................................................................................................... 11........................................................................................................ 11.................................................................................................... 11................................................................................................ 113 發(fā)卡要求 ................................................................. 11 發(fā)卡申請(qǐng)......................................................................................................................... 11......................................................................................................................12 基本服務(wù)要求.................................................................................................................124 交易要求 ................................................................. 12 基本要求.........................................................................................................................12 交易響應(yīng)時(shí)間要求.........................................................................................................12 系統(tǒng)成功率.....................................................................................................................12 交易支持.........................................................................................................................13 交易限制.........................................................................................................................135交易憑證.................................................................. 136 清算要求 ................................................................. 13第二章 收單業(yè)務(wù)規(guī)則........................................................ 141 概述 ..................................................................... 142 基本要求 ................................................................. 143 交易終端 ................................................................. 14 終端機(jī)編號(hào)編碼規(guī)則.....................................................................................................14 交易終端基本要求.........................................................................................................15..................................................................................................................15..........................................................................................................15................................................................................................................15................................................................................................................16................................................................................................................16..................................................................................................................16..........................................................................................................................16..........................................................................................................................16........................................................................................................16銀聯(lián)卡業(yè)務(wù)運(yùn)作規(guī)章第 2 頁第七卷(二) IC卡（電子錢包）業(yè)務(wù)規(guī)則
 ................................................................................................16........................................................................................................16..........................................................................................................................16........................................................................................................16................................................................................................16........................................................................................................164 BIN表和路由表更新......................................................... 175特約商戶發(fā)展和管理........................................................ 176交易要求.................................................................. 17 系統(tǒng)運(yùn)行要求.................................................................................................................17 系統(tǒng)成功率要求.............................................................................................................17 終端維護(hù)要求.................................................................................................................17 差錯(cuò)指標(biāo)要求.................................................................................................................17 交易支持...................