【正文】 非 接 觸 移 動(dòng) 支 付 整 體 規(guī) 劃 方 案20220220I非 接 觸 移 動(dòng) 支 付 整 體 規(guī) 劃 方 案II目 錄1 概述 ...................................................................................................................................1 國(guó)際范圍發(fā)展概述 ....................................................................................................1 市場(chǎng)需求分析 ...........................................................................................................12 競(jìng)爭(zhēng)形勢(shì)分析 .....................................................................................................................3 產(chǎn)業(yè)鏈競(jìng)爭(zhēng)分析 ........................................................................................................3 平臺(tái)廠家 ..................................................................................................................4 POS 廠家 .................................................................................................................5 終端廠家 ..................................................................................................................53 中興通訊非接支付總體方案規(guī)劃 ........................................................................................6 總體策略以及規(guī)劃目標(biāo) .............................................................................................6 市場(chǎng)策略 .........................................................................................................6 產(chǎn)品策略 .........................................................................................................6 規(guī)劃目標(biāo) .........................................................................................................6 應(yīng)用場(chǎng)景 ..................................................................................................................7 總體架構(gòu) ..................................................................................................................9 方案優(yōu)勢(shì) ..................................................................................................................94 非接支付業(yè)務(wù)平臺(tái)方案規(guī)劃 .............................................................................................11 支付平臺(tái)現(xiàn)狀 .........................................................................................................11 非接支付平臺(tái)系統(tǒng)架構(gòu) ...........................................................................................12 接入網(wǎng)關(guān) .......................................................................................................13 支付管理 .......................................................................................................13 支付引擎 .......................................................................................................13 支付網(wǎng)關(guān) .......................................................................................................13 結(jié)算管理 .......................................................................................................14 門戶 ..............................................................................................................14 主要功能模塊 .........................................................................................................14 用戶管理 .......................................................................................................14III 商戶管理 .......................................................................................................14 應(yīng)用管理 .......................................................................................................16 帳戶管理 .......................................................................................................17 交易管理 .......................................................................................................18 交易邏輯處理 ...............................................................................................20 交易分發(fā) .......................................................................................................20 話單生成 .......................................................................................................20 數(shù)據(jù)加解密 ...................................................................................................20 統(tǒng)計(jì) .............................................................................................................20 安全管理 .....................................................................................................21 系統(tǒng)管理 .....................................................................................................21 投訴 .............................................................................................................22 對(duì)賬 .............................................................................................................22 結(jié)算 .............................................................................................................22 不同接入方式的門戶功能 ............................................................................23 網(wǎng)管 .............................................................................................................23 主要業(yè)務(wù)流程 .........................................................................................................24 訂購(gòu)流程 .......................................................................................................24 業(yè)務(wù)暫停/恢復(fù)流程 .......................................................................................26 業(yè)務(wù)退訂流程 ...............................................................................................27 離線交易流程 ...............................................................................................28 聯(lián)機(jī)交易流程 ...............................................................................................29 充值流程 .......................................................................................................29 應(yīng)用下載流程 ...............................................................................................30 應(yīng)用升級(jí)流程 ..............................................................................