【正文】 運(yùn)城華友物貿(mào)消費(fèi)信貸管理系統(tǒng)的設(shè)計(jì)與開發(fā) 系 別： 計(jì)算機(jī)科學(xué)與技術(shù) 學(xué)科專業(yè)： 計(jì)算機(jī)科學(xué)與技術(shù) 姓 名： 張 定 國 指導(dǎo)教師： 王 琦 運(yùn) 城 學(xué) 院 20xx 年 6 月 運(yùn)城華友物貿(mào)消費(fèi)信貸管理系統(tǒng)的設(shè)計(jì)與開發(fā) 摘 要 ： 伴隨著我國經(jīng)濟(jì)的飛速發(fā)展， 消費(fèi)信貸 逐漸 成為我國經(jīng)濟(jì)發(fā)展的一個(gè)新 的 增長點(diǎn) ，而汽車消費(fèi)信貸在消費(fèi)信貸業(yè)中又處于領(lǐng)頭的地位 ，對(duì)我國經(jīng)濟(jì)發(fā)展起著很關(guān)鍵的作用。 國內(nèi) 大部分 的汽車消費(fèi)信貸管理是純手工操作，在整個(gè)操作過程中存在著時(shí)效性差，安全性低，信息登記不實(shí)時(shí)等問題。為了解決這一系列問題，提出了本課題的研究。本文首先對(duì)汽車信貸行業(yè)的現(xiàn)狀、發(fā)展趨勢及本課題實(shí)現(xiàn)的意義做了詳細(xì)闡述。其次 著重對(duì)在 運(yùn)城華友 汽車消費(fèi)信 貸中人工操作的管理、時(shí)效、安全等問題做了詳細(xì)的分析與研究，針對(duì)這些問題提出的解決方案是：實(shí)現(xiàn) 一個(gè) 功能有：首付、分期掛賬、分期付款、余額款清、實(shí)時(shí)短信、財(cái)務(wù)集成、基礎(chǔ)檔案和系統(tǒng)維護(hù) 的管理系統(tǒng) 。 本系統(tǒng)的實(shí)現(xiàn) 對(duì) 汽車信貸 的發(fā)放、收回、 結(jié)息、催收 、統(tǒng)計(jì)、管理 等日常帳務(wù)處理十分方便，在時(shí)效管理 與安全管理 上有獨(dú)到的優(yōu)勢 。它 實(shí)現(xiàn) 了 法人客戶信貸業(yè)務(wù)及個(gè)人信貸業(yè)務(wù)的管理、統(tǒng)計(jì)、分析、監(jiān)測、審批的電子化和自動(dòng)化，提供信貸及相關(guān)業(yè)務(wù)信息的存儲(chǔ)、匯總、收集、反映，為各層次的經(jīng)營管理提供監(jiān)控、決策、分析、預(yù)警等功能 。 關(guān)鍵詞 ： 消費(fèi)信貸 短信網(wǎng)關(guān) . 款清 掛賬 Yuncheng Huayou Material Trade Consumer Credit Management System Design and Development Abstract: With the rapid development of China39。s economy, consumer credit China39。s economic development has bee a new growth point, and automobile consumption credit in the consumer credit industry and in the lead position on China39。s economic development plays a key role. Most of the domestic automobile consumption credit management is pure manual operation, the entire operation time of the existence of poor security is low, not realtime information such as registration issues. To address this series of questions, the research presented in this issue. Firstly, the credit industry, the automotive status quo, development trend and the significance of this issue to achieve a detailed elaboration. Second, focus on friends car in Yuncheng China consumer credit management in the manual, timeliness, security and other issues a detailed analysis and research for solutions to these issues are: to implement a function: the down payment, stage losses are divided of payment, the balance shall clear, realtime messaging, financial integration, basic file and system maintenance management system. Implementation of the system of car credit, distribution, recovery, interest settlement, collection, statistics, management and other daily accounting process is very convenient, in time management and security management have unique advantages. It enables corporate customers to the credit business and personal credit management, statistics, analysis, monitoring, approval of the electronic and automation, providing credit and related business information storage, aggregation, collection, reflecting, for all levels of management to provide monitoring , decisionmaking, analysis, early warning functions. Keywords: Consumer credit Message gateway . Losses are Clear paragraph 目 錄 引 言 .....................................................................................................................1 第 1 章 緒 論 .........................................................................................................2 課題的背景 ..................................................................................................2 課題的意義、目的 ......................................................................................2 課題的研究現(xiàn)狀及發(fā)展趨勢 ......................................................................2 課題的主要研究內(nèi)容 ..................................................................................3 第 2 章 開發(fā)平臺(tái)及技術(shù)簡介 .............................................................................4 開發(fā)平臺(tái)簡介 ..............................................................................................4 短信網(wǎng)關(guān) ......................................................................................................4 數(shù)據(jù)庫開發(fā)平臺(tái)簡介 ..................................................................................5 第 3 章 系統(tǒng)分析與設(shè)計(jì) ......................................................................................6 系統(tǒng)分析 ......................................................................................................6 功能需求 ...........................................................................................6 性能需求 ...........................................................................................6 系統(tǒng)的安全性與完整性需求 ...........................................................7 系統(tǒng)設(shè)計(jì) ......................................................................................................8 數(shù)據(jù)庫設(shè)計(jì)簡介 ...............................................................................8 主要數(shù)據(jù)庫表設(shè)計(jì) ...........................................................................8 系統(tǒng)架構(gòu)設(shè)計(jì) ...................................................................................9 第 4 章 系 統(tǒng) 實(shí) 現(xiàn) ........................