外文翻譯---藍(lán)牙技術(shù)應(yīng)用于手機(jī)銀行-其他專業(yè)(已修改)
2025-02-04 09:43 本頁面
【正文】 1 Bluetooth Technology used in Mobile Banking Abstract Mobile banking (MBanking) has been weled in most of the countries as a new branch in electronicbanking (EBanking). In developing countries such as Iran mobile banking is limited to fields such as SMS due to lack of infrastructure and because of high costs. In this paper we present a method for developing banking services through mobile phone in the bank area. In our method a server which is capable to be connected through bluetooth is installed inthe bank and offered banking services. Customers inside the bank and also around the bank are connected to the bank system through bluetooth technology and handle their banking operations through their mobile phones. This way they won39。t pay any additional cost and for example they can handle operations while they are inside their car parked near the bank. Moreover they can handle some of their other banking operations through their mobile phones while they are dealing with other activities inside the bank. This way they can use their time in an optimal way and the banks can alsoavoid the rush hours. Since our method using bluetooth, most of mobile phones can use this system. Keywords: Mobile Banking (MBanking), Wireless Communication, Bluetooth Technology. 1. Introduction After Inter entered into our daily life, most of dimensions of our lives such as education,munication, business, etc, were overshadowed by this novel phenomenon. One of these dimensions is to handle banking affairs through the Inter (Figure 1).By using the Inter we don39。t have to go to the bank and it is possible for us to handle our banking operations anywhere and anytime. Furthermore there are not such difficulties as busy and crowded banks. Therefore the customers can save their time. On the other hand the customers39。 expenses are decreased. In this system we don39。t have to be faced the problem of banks being closed at nonworking hours and we can handle banking affairs all the time. Therefore it saves the customers39。 time and money. On the other hand in recent years mobile phones have been developed and widely 2 used. After the mobile phones have got so developed and sophisticated and have been modified to be capable of new services the banks took into consideration the presentation of banking services through mobile phones. To mention the reasons of superiority of mbanking (MobileBanking) over ebanking (ElectronicBanking) we can point to the following items [2, 3]:1 No place restriction: In Mbanking we can handle our banking transactions wherever we are and whenever we High peration coefficient: High coefficient of mobilephone use in the world guarantees probability of growth and success for mobile banking Fully personalized: Mobile phones are pletely private and are used only by its owner. Therefore it increases authenticity of identification of the people who use the banking services. 4 Availability: Most people carry their mobile phones with them wherever they go whether indoors or outdoors. As a result it is possible to offer
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