電大金融學(xué)本科期末測試試題及答案資料-文庫吧
2025-05-14 16:40 本頁面
【正文】 發(fā)行實(shí)行封閉運(yùn)行目標(biāo)，有利于減輕中央銀行發(fā)行基礎(chǔ)貨幣的壓力。 √ 54． 開辦政策性住房信貸業(yè)務(wù)的銀行必須是由中國人民銀行指定的銀行。 √ 55． 商業(yè)銀行是各國金融體系的中心，處于主導(dǎo)地位。 √ 56． 中長期貸款又稱為固定資 金貸款。 √ 57． 貸款方式的選擇主要依據(jù)借款人的信用和貸款風(fēng)險(xiǎn)程度。 √ 58． 貨幣乘數(shù)效應(yīng)既然是一種客觀必然性，因此是不可控的。 √ 59． 金融機(jī)構(gòu)辦理自營外匯買賣業(yè)務(wù)可以不經(jīng)任何部門批準(zhǔn)，自己進(jìn)行。 60． 企業(yè)經(jīng)濟(jì)效益高，則銀行貸款效益一定高。 61． 代理業(yè)務(wù)具有代客服務(wù)的性質(zhì)，它是在委托人與銀行之間產(chǎn)生的一種法律和契約關(guān) 系。 √ 62． 貸款項(xiàng)目評估和可行性研究是同一概念。 63． 銀行承兌匯票的貼現(xiàn)，從貼現(xiàn)銀行的角度講，實(shí)際上是以現(xiàn)款買入未到期匯款上的債權(quán)，等匯票到期時(shí)，收回本金并獲得利益。 √ 64． 申請 汽車消費(fèi)貸款的借款人只能是個(gè)人。 65． 存款和現(xiàn)金可以相互轉(zhuǎn)化，因此，在一定條件下，存款也是通貨。 √ 66． 在市場利率波動(dòng)較大的情況下，政府發(fā)債的利率風(fēng)險(xiǎn)加大，此時(shí)應(yīng)該減少短期債券，增加長期公債的發(fā)行。 √ 4 67． 任何信用活動(dòng)都會(huì)導(dǎo)致貨幣的變動(dòng)：信用的擴(kuò)張會(huì)減少貨幣供給，信用緊縮將增加貨幣供給，最終信用資金的調(diào)劑將影響貨幣流通速度和貨幣供給的結(jié)構(gòu)。 68． 廣義貨幣量反映的是整個(gè)社會(huì)潛在的購買能力。 69． 金融與經(jīng)濟(jì)發(fā)展的關(guān)系可以這樣理解：金融在整體經(jīng)濟(jì)中一直居于主導(dǎo)地為，它可以凌駕于 經(jīng)濟(jì)發(fā)展之上。 70． 利率管制嚴(yán)重制約了利率作為經(jīng)濟(jì)杠桿的作用，對經(jīng)濟(jì)毫無益處。 71． 銀行信用是現(xiàn)代信用活動(dòng)中最基本的信用形式，而商業(yè)信用是現(xiàn)代信用活動(dòng)中主要的信用形式。 72． 牙買加體系規(guī)定美元和黃金不再作為國際儲(chǔ)備貨幣。 73． 中國的金融資產(chǎn)管理公司帶有典型的商業(yè)性金融機(jī)構(gòu)特征，是專門為接受和處理國有金融機(jī)構(gòu)不良資產(chǎn)而建立的。 74． 現(xiàn)代金融業(yè)的發(fā)展在有力地推動(dòng)經(jīng)濟(jì)發(fā)展的同時(shí)，出現(xiàn)不良影響和負(fù)作用的可能性也越來越大?！? 75． 格雷欣法則是在金銀復(fù)本位制中的平行本位制條件下出現(xiàn)的現(xiàn)象。 76． 商業(yè)銀行的“三性” 經(jīng)營原則，是一個(gè)具有完全內(nèi)在統(tǒng)一性的整體。 5 您好，為你提供優(yōu)秀的畢業(yè)論文參考資料，請您刪除以下內(nèi)容， O(∩ _∩ )O 謝謝?。?！ A large group of tea merchants on camels and horses from Northwest China39。s Shaanxi province pass through a stop on the ancient Silk Road, Gansu39。s Zhangye city during their journey to Kazakhstan, May 5, 2021. The caravan, consisting of more than 100 camels, three horsedrawn carriages and four support vehicles, started the trip from Jingyang county in Shaanxi on Sept 19, 2021. It will pass through Gansu province and Xinjiang Uygur autonomous region, and finally arrive in Almaty, formerly known as AlmaAta, the largest city in Kazakhstan, and Dungan in Zhambyl province. The trip will cover about 15,000 kilometers and take the caravan more than one year to plete. The caravan is expected to return to Jingyang in March 2021. Then they will e back, carrying specialty products from Kazakhstan A small art troupe founded six decades ago has grown into a household name in the Inner Mongolia autonomous region. In the 1950 s, Ulan Muqir Art Troupe was created by nine young musicians, who toured remote villages on horses and performed traditional Mongolian music and dances for nomadic families. The 54yearold was born in Tongliao, in eastern Inner Mongolia and joined the troupe in says there are 74 branch troupes across Inner Mongolia and actors give around 100 shows every year to local nomadic people. I can still recall the days when I toured with the troupe in the early 39。80s. We sat on the back of pickup trucks for hours. The sky was blue, and we couldn39。t help but sing the folk songs, Nasun says. The vastness of Inner Mongolia and the lack of entertainment options for people living there, made their lives lonely. The nomadic people were very excited about our visits, Nasun recalls. We didn39。t have a formal stage. The audience just sat on the grass. Usually, the performances became a big party with local people joining in. For him, the rewarding part about touring isn39。t just about sharing art with nomadic families but also about gaining inspiration for the music and dance. Ulan Muqir literally translates as red burgeon, and today39。s performers of the troupe still tour the region39。s villages and entertain nomadic families, but their fame has spread around the world. On May 16 and 17, nearly 100 singers and dancers from the troupe performed at Beijing39。s Poly Theater. Their show, titled Ulan Muqir on
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