【正文】 調(diào)查時，需要中國人民銀行其他省一級分支機構(gòu)協(xié)助調(diào)查的，可以填寫《反洗錢協(xié)助調(diào)查申請表》(見附1)，報請中國人民銀行批準。第十一條 中國人民銀行及其省一級分支機構(gòu)對可疑交易活動進行初步審查，認為需要調(diào)查核實的，應(yīng)填寫《反洗錢調(diào)查審批表》(見附2)，報行長(主任)或者主管副行長(副主任)批準。調(diào)查組成員不得少于2人，并均應(yīng)持有《中國人民銀行執(zhí)法證》。必要時，可以抽調(diào)中國人民銀行地市中心支行、縣(市)支行工作人員作為調(diào)查組成員。第十四條 對重大、復雜的可疑交易活動進行反洗錢調(diào)查前，調(diào)查組應(yīng)當制定調(diào)查實施方案。第十六條 調(diào)查組可以根據(jù)調(diào)查的需要，提前通知金融機構(gòu)，要求其進行相應(yīng)準備。第十八條 實施反洗錢調(diào)查時，調(diào)查組應(yīng)當調(diào)查如下情況：(一)被調(diào)查對象的基本情況；(二)可疑交易活動是否屬實；(三)可疑交易活動發(fā)生的時間、金額、資金來源和去向等；(四)被調(diào)查對象的關(guān)聯(lián)交易情況；(五)其他與可疑交易活動有關(guān)的事實。調(diào)查組組長應(yīng)當向金融機構(gòu)說明調(diào)查目的、內(nèi)容，要求等情況。詢問應(yīng)當在被詢問人的工作時間進行。詢問時，調(diào)查組在場人員不得少于2人。第二十一條 詢問時，調(diào)查人員應(yīng)當制作《反洗錢調(diào)查詢問筆錄》(見附4)。詢問筆錄有遺漏或者差錯的，被詢問人可以要求補充或者更正，并按要求在修改處簽名、蓋章。調(diào)查人員也應(yīng)當在筆錄上簽名。必要時，調(diào)查人員也可以要求被詢問人自行書寫。調(diào)查人員收到書面材料后，應(yīng)當在首頁右上方寫明收到日期并簽名。第二十二條 實施現(xiàn)場調(diào)查時，調(diào)查組可以查閱、復制被調(diào)查對象的下列資料：(一)賬戶信息，包括被調(diào)查對象在金融機構(gòu)開立、變更或注銷賬戶時提供的信息和資料；(二)交易記錄，包括被調(diào)查對象在金融機構(gòu)中進行資金交易過程中留下的記錄信息和相關(guān)憑證；(三)其他與被調(diào)查對象和可疑交易活動有關(guān)的紙質(zhì)、電子或音像等形式的資料。長信基金管理有限責任公司 反洗錢專欄第二十三條 調(diào)查組可以對可能被轉(zhuǎn)移、隱藏、篡改或者毀損的文件、資料予以封存。第二十四條 調(diào)查人員封存文件、資料時，應(yīng)當會同在場的金融機構(gòu)工作人員查點清楚，當場開列《反洗錢調(diào)查封存清單》(見附5)一式二份，由調(diào)查人員和在場的金融機構(gòu)工作人員簽名或者蓋章，一份交金融機構(gòu)，一份附卷備查。必要時，調(diào)查人員可以對封存的文件、資料進行拍照或掃描。第二十六條 中國人民銀行當?shù)胤种C構(gòu)接到金融機構(gòu)報告后，應(yīng)當立即向有管轄權(quán)的偵查機關(guān)先行緊急報案。第二十七條 中國人民銀行省一級分支機構(gòu)接到金融機構(gòu)或者中國人民銀行地市中心支行、縣(市)支行的報告后，應(yīng)當立即核實有關(guān)情況，并填寫《臨時凍結(jié)申請表》(見附6)，報告中國人民銀行。臨時凍結(jié)期限為48小時，自金融機構(gòu)接到《臨時凍結(jié)通知書》之時起計算。第三十條 有下列情形之一的，金融機構(gòu)應(yīng)當立即解除臨時凍結(jié)：(一)接到中國人民銀行的《解除臨時凍結(jié)通知書》的；(二)在按照中國人民銀行的要求采取臨時凍結(jié)措施后48小時內(nèi)未接到偵查機關(guān)繼續(xù)凍結(jié)通知的。第三十二條 制作《反洗錢調(diào)查報告表》時，調(diào)查組應(yīng)當按照下列情形，分別提出調(diào)查處理意見：(一)經(jīng)調(diào)查確認可疑交易活動不屬實或者能夠排除洗錢嫌疑的，結(jié)束調(diào)查；(二)經(jīng)調(diào)查不能排除洗錢嫌疑的，向有管轄權(quán)的偵查機關(guān)報案。第三十四條 結(jié)束調(diào)查的，對已經(jīng)封存的文件、資料，中國人民銀行或者其省一級分支機構(gòu)應(yīng)當制作《解除封存通知書》(見附10)，正式通知金融機構(gòu)解除封存。中國人民銀行省一級分支機構(gòu)直接報案的，應(yīng)當及時報中國人民銀行備案。第七章 附則第三十七條 執(zhí)行本實施細則所需要的法律文書式樣由中國人民銀行制定；對中國人民銀行沒有制定式樣，反洗錢調(diào)查工作中需要的其他法律文書，中國人民銀行省一級分支機構(gòu)可以制定式樣。第三十九條 本實施細則自發(fā)布之日起施行。第四十條 中國人民銀行此前制定的其他規(guī)定(不含規(guī)章)與本實施細則相抵觸的，適用本實施細則。s Bank of China）Shanghai Headquarters, all branches, business management departments, all central subbranches of the provincial capital cities, Dalian, Qingdao, Ningbo, Xiamen and Shenzhen central subbranches of the People39。s Bank of China and the Provisions on Antimoney Laundering through Financial Institutions（Order [2006] of the People39。s Bank of China formulated the Detailed Rules for Antimoney Laundering Investigations（for Trial Implementation）（see Annex）.They are hereby printed and distributed to you, please ply with Headquarters, all branches and business management departments, all central subbranches of the provincial capital cities, Dalian, Qingdao, Ningbo, Xiamen and Shenzhen central subbranches of the People39。s Bank of ChinaMay 21, 2007 Detailed Rules for Antimoney Laundering Investigations（for Trial Implementation）Chapter I General ProvisionsArticle 1 For the purposes of regulating the antimoney laundering investigation procedures, exercising the antimoney investigation functions, maintaining the legitimate rights and interests of citizens, legal persons and other organizations, these Detailed Rules are formulated in accordance with the Antimoney Laundering Law of the People39。s Bank of China（PBOC）and its branch institutions at the provincial level into doubtful “branch institutions at the provincial level” as mentioned in these Detailed Rules includes the PBOC39。s Bank of China or its branch institution at the provincial level finds any of the following doubtful transactions and if it is necessary to verify it upon verification, if may conduct an antimoney laundering investigation in the financial institution: transaction reported by a financial institution under the relevant provisions。 transaction reported by a central subbranch of the PBOC in a prefecture or city at the prefecture level or subbranch of the PBOC in a county or city at the county level。 transaction exposed by any entity or individual。or other doubtful transaction, which it is reasonable to think that it is necessary to investigate and 7 The People39。 transaction, which is transprovincial, serious and plicate and it is difficult for the PBOC39。 doubtful transaction, which may have significant political, social or international influence。s branch institutions at the provincial level shall be responsible for the antimoney laundering investigations into the doubtful transactions under their respective it is rather difficult for a branch institution of the PBOC at the provincial level to conduct an antimoney laundering investigation into a doubtful transaction under its jurisdiction, it may request the PBOC to do 9 When a branch institution of the PBOC at the provincial level conducts an antimoney laundering investigation, if it is necessary for any other branch institution of the PBOC at the provincial level to assist it with the investigation, it may fill out an Application for Assistance with the Antimoney Laundering Investigation（see Annex 1）and submit it to the PBOC for III Preparation for InvestigationArticle 10 When PBOC or its branch institution at the provincial level finds any doubtful transaction as mentioned in Article 6 of these Detailed Rules, it shall register it as the original material for antimoney laundering investigation, properly keep and turn it to the archives for 11 When the PBOC or its branch institution at the provincial level makes a preliminary examination over a doubtful transaction, if it deems it necessary to conduct an investigation for verification, it shall fill out a Form of Examination and Approval of Antimoney Laundering Investigation（see Annex 2）and submit it to the president（director）or deputy president（deputy director）in charge for 12 The PBOC or its branch institution at the provincial level shall form an investigation team before it conducts an antimoney laundering investigation team shall prise at least 2 members, each of whom shall hold a Law Enforcement Certificate of the People39。s branch institution at the provincial 16 The investigation team may, according to the needs of investigation, notify the financial institution in advance and require it to make corresponding IV Implementation of InvestigationArticle 17 An investigation team may conduct an antimoney laund