我國科技型中小企業(yè)融資問題研究本科生畢業(yè)論文-展示頁
2024-09-08 12:36本頁面
【正文】 ............... 7 科技型中小企業(yè) 貸款擔(dān)保機(jī)構(gòu)和再擔(dān)保體系 ......................... 8 科技型中小企業(yè) 信用評級體系 ................................. 8 (四 )加大政府科技投入力度，強(qiáng)化政府在科技型中小企業(yè)融資體系中的作用 ........ 8 科技型中小企 業(yè) 發(fā)展相關(guān)的政策法規(guī) ......................... 8 科技型中小企業(yè) 貸款風(fēng)險(xiǎn)補(bǔ)償基金 ................................... 8 ............................. 9 四、 結(jié)論 ................................................................. 10 參考文獻(xiàn) ................................................................. 11 致 謝 ................................................................... 12 1 引 言 我國科技型中小企業(yè)經(jīng)過二十余年的發(fā)展，目前已成為推動經(jīng)濟(jì)增長、提升技術(shù)創(chuàng)新能力、發(fā)展高新技術(shù)產(chǎn)業(yè)、增加就業(yè)機(jī)會的一支極其重要的力量。s science and technology to solve the difficult problem of financing small and medium enterprises have an important significance. Key Words: Science and technology。s actual characteristics of small and mediumsized technologybased, prehensive and systematic analysis of China39。 關(guān)鍵詞： 科技型；中小企業(yè)；融資 II Abstract As China39。在此基礎(chǔ)上，建議解決我國科技型中小企業(yè)融資難的問題。在這些問題中，科技 型中小企業(yè)融資問題作為一個(gè)普遍性的難題，更是首當(dāng)其沖。 河南財(cái)經(jīng)學(xué)院本科生畢業(yè)論文 我國科技型中小企業(yè)融資問題研究 姓 名 學(xué) 號 專 業(yè) 會計(jì)學(xué) 指導(dǎo)教師 講師 2020年 05月 15日 I 摘 要 隨著我國國有企業(yè)改革的不斷深入和非國有經(jīng)濟(jì)部門的蓬勃發(fā)展，科技型中小企業(yè)在經(jīng)濟(jì)運(yùn)行中發(fā)揮的巨大作用日益顯現(xiàn)?？墒窃谖覈@樣一個(gè)新興經(jīng)濟(jì)中，在經(jīng)濟(jì)轉(zhuǎn)型的背景下，由于金融體制 、 機(jī)制和政策 、 信用體系等諸多方面因素的制約，科技型中小企業(yè)的發(fā)展客觀上存在許多自身難以克服的經(jīng)濟(jì) 、 制度以及法律等方面的矛盾和問題。 本文以科技型中小企業(yè)的融資問題為研究對象，以科技型中小企業(yè)融資難為出發(fā)點(diǎn)，結(jié)合我國科技型中小企業(yè)的實(shí)際特點(diǎn)，全面系統(tǒng)地分析了我國科技型中小企業(yè)融資存在的問題，深入探討了科技型中小企業(yè)融資難的原因。研究分析的結(jié)果對解決我國科技型中小企業(yè)融資難的問題有重要的意義。s stateowned enterprise reform and the deepening of the nonstate sectors of the economy booming, technologybased SMEs in the economy played a huge role in an increasingly apparent. However, such an emerging economy in China, in the context of economic restructuring, the financial institutions, mechanisms and policies, credit system and many other aspects of factors, scientific and technological development of small and mediumsized objective and there are many difficult to overe their own economic, institutional and legal contradictions and problems. In these problems, the problem of financing small and mediumsized science and technology as a universal problem, but also bear the brunt. In this paper, the financing problems of small and mediumsized science and technology studies in order to finance small and mediumsized science and technology can not make the starting point, bined with China39。s scientific and technological problems in financing small and mediumsized, indepth exploration into financing small and mediumsized scientific and technological reasons. On this basis, the proposed science and technology to solve the difficult problem of financing SMEs. The results of research and analysis of China39。 Small and mediumsized。據(jù)有關(guān)資 料顯示，科技型中小企業(yè)只占我國全部中小企業(yè)的 3%，卻貢獻(xiàn)了中國專利的 60%和
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