【正文】 .............. 21 . 產(chǎn)品種類 ............................................................. 21 . 適用客戶 ................................................................. 22 . 辦理條件 ................................................................. 22 . 管理要求 ................................................................. 23 . 融資比例 ............................................................. 23 . 融資期限 ............................................................. 23 . 融資幣種 ............................................................. 24 . 融資利率 ............................................................. 24 . 額度管理 ............................................................. 24 . 授權(quán)管理 ............................................................. 25 . 業(yè)務辦理流程 ............................................................. 26 . 業(yè)務受理 ............................................................. 26 . 業(yè)務調(diào)查 ............................................................. 27 . 業(yè)務審核 ............................................................. 27 . 業(yè)務審查 ............................................................. 29 . 業(yè)務實施 ............................................................. 29 . 特殊規(guī)定 ............................................................. 36 . 貸后管理 ............................................................. 38 . 貸款收回 ............................................................. 38 III . 風險提示 ................................................................. 42 . 風險點 ............................................................... 42 . 風險防范要點 ......................................................... 43 4. 出口商業(yè)發(fā)票融資 ........................................................... 44 . 產(chǎn)品簡介 ................................................................. 44 . 產(chǎn)品定義 ............................................................. 44 . 產(chǎn)品功能 ............................................................. 44 . 產(chǎn)品收益 ............................................................. 44 . 適用客戶 ................................................................. 44 . 辦理條件 ................................................................. 45 . 管理要求 ................................................................. 45 . 融資比例 ............................................................. 45 . 融資期限 ............................................................. 46 . 融資幣種 ............................................................. 46 . 融資利率 ............................................................. 46 . 額度管理 ............................................................. 46 . 授權(quán)管理 ............................................................. 47 . 業(yè)務辦理流程 ............................................................. 48 . 業(yè)務受理 ............................................................. 48 . 業(yè)務調(diào)查 ............................................................. 49 . 業(yè)務審核 ............................................................. 50 . 業(yè)務審查審批 ......................................................... 51 . 業(yè)務實施 ............................................................. 51 . 特殊規(guī)定 ............................................................. 54 . 貸款發(fā)放后續(xù)處理 ..................................................... 55 . 貸后管理 ............................................................. 56 . 貸款收回 ............................................................. 56 IV . 風險提示 ................................................................. 58 . 風險點 ............................................................... 58 . 風險防范要點 ......................................................... 59 5. 出口信用保險項下融資 ....................................................... 60 . 產(chǎn)品簡介 ................................................................. 60 . 產(chǎn)品定義 ............................................................. 60 . 產(chǎn)品功能 ............................................................. 60 . 產(chǎn)品收益 ..........