【正文】 ................................................................................ 41 推定全損 (Constructive Total Loss) .................................................................................... 41 退休年金保險(xiǎn) (Personal Pension Annuities) ........................................................................ 42 團(tuán) 體人身保險(xiǎn) (Group Life Insurance) ................................................................................ 42 團(tuán)體人身意外傷害保險(xiǎn) (Group Life Accident Insurance) ..................................................... 42 生存金領(lǐng)取方式 ............................................................................................................. 42 身故給付責(zé)任 ................................................................................................................. 43 申根簽證保險(xiǎn) ................................................................................................................. 43 申根國(guó) ........................................................................................................................... 43 手術(shù)津貼 ........................................................................................................................ 44 危險(xiǎn) (Risk) ...................................................................................................................... 44 危險(xiǎn)事故 (Peril)............................................................................................................... 44 危險(xiǎn)因素 (Hazard) ........................................................................................................... 44 危險(xiǎn)管理 (Risk Management) ............................................................................................ 45 未到期責(zé)任準(zhǔn)備金 (Unearned Premium Reserve) ................................................................ 45 未決賠款準(zhǔn)備金 (Outstanding Loss Reserve) ...................................................................... 45 現(xiàn)金價(jià)值 (Cash Value)...................................................................................................... 46 現(xiàn)金賠款 (Cash Loss) ....................................................................................................... 46 養(yǎng)殖業(yè)保險(xiǎn) .................................................................................................................... 46 醫(yī)療保險(xiǎn) ........................................................................................................................ 46 暫保單 (Binder， Binding Slip) .......................................................................................... 47 最大誠(chéng)信 (Utmost Good Faith) .......................................................................................... 47 忠誠(chéng)保證保險(xiǎn) (Fidelity Bond) ........................................................................................... 48 責(zé)任保險(xiǎn) (Liability Insurance) ........................................................................................... 48 職業(yè)責(zé)任保險(xiǎn) (Professional Liability Insurance).................................................................. 48 終身壽險(xiǎn) (Whole Life Insurance) ....................................................................................... 49 子女教育、婚嫁金保險(xiǎn) ................................................................................................... 49 中小學(xué)團(tuán)體平安保險(xiǎn) ...................................................................................................... 49 主險(xiǎn) (zhuxian) ................................................................................................................. 49 自然純保費(fèi) (Natural Premium).......................................................................................... 50 自動(dòng)墊交 保險(xiǎn)費(fèi)貸款 (Automatic Premium Loan) ............................................................... 50 再保險(xiǎn) ( Reinsurance)....................................................................................................... 50 中國(guó)保險(xiǎn)監(jiān)督管理委員會(huì) ............................................................................................... 50 自付比例 ........................................................................................................................ 51 意外傷害醫(yī)療保額 .......................................................................................................... 51 重疾保額 ........................................................................................................................ 51 意外傷害 ........................................................................................................................ 51 最高可購(gòu)限額 ................................................................................................................. 51 一般意外傷害 ................................................................................................................. 52 意外燒傷 ........................................................................................................................ 52 一般意外醫(yī)療 ................................................................................................................. 52 意外住院醫(yī)療 ................................................................................................................. 52 醫(yī)療保險(xiǎn) ........................................................................................................................ 52 重大疾病保障 ................................................................................................................. 53 重疾種類 ........................................................................................................................ 53 住院費(fèi)用 ........................................................................................................................ 53 住院津貼 ........................................................................................................................ 53 保險(xiǎn) (Insurance) 以集中起來(lái)的保險(xiǎn)費(fèi)建 立保險(xiǎn)基金，用于補(bǔ)償被保險(xiǎn)人因自然災(zāi)害或意外事故所造成的損失，或?qū)€(gè)人因死亡、傷殘、疾病或者達(dá)到合同約定的年齡期限時(shí)，承擔(dān)給付保險(xiǎn)金責(zé)任的商業(yè)行為。 保險(xiǎn) (Insurance)...................................