【正文】
the loss caused by the international trade, by letter of credit and documents against payment, deferred payment,documentary against acceptance certain risk in the payment, can be insured export credit present in China to open the shortterm export credit insurance, export credit insurance and longterm special export credit credit insurance mainly include the risk of accept insurance business risk and political risk and that the buyer risk, it is to because the buyer of mercial credit risk caused by the risk and that country risk, it is to because the buyer can control government reasons in the 、Investment said political risk insurance, the castle in China39。s investment foreign investors by war or similar act of war, government authorities confiscated or requisition and relevant government departments and the limit of the damage from the insurance generally and engineering insurance or property insurance for Domestic mercial credit insurance is mainly aimed at enterprise in modities trading process produced in the Commodity Exchange process, one side of the trading relationship with credit the provisions of the future ways of paying for the other party goods or services, but can39。t fulfill its payment mitment and causes losses to the other party at the possibility of as the buyer payment default the seller, the seller is to accounts receivable is likely to face the loss of people will think extraction is a bad debt reserve has to insurance, participate in this kind of mercial insurance not only have to pay the premium increase enterprise cost cost, and the insurance pany involved in the supervision and the management of the enterprise activities can damage the pany management of independence, but that39。s not the case.