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nd interest to Party B on time in terms of the “Approval form of personal loan application”. The loan should be pay off at term at one time. 3. Approved by Party B, Party A can pay off the loan in advance, and the interest of the loan should be calculated in terms of the actual term of the loan. Article 4 Modify and Terminate the contract 1. Any Party who want to modify the articles in the contract should serve written notice to the other Party on time. And written agreement should be made via consultation. This contract is still valid before any new agreement is made. 2. Any Party who want to terminate the contract should serve written notice to the other Party on time. All matters concerned after the termination of the contract should be listed in a written agreement. At that time, Party A should pay back the principal and interest to Party B in