【正文】 lculation in Article of the present contract。 therein: the interest repayable for one period shall be calculated in accordance with the agreed repayment method, and the interest repayable for the part of those whi are more than on period shall be determined by the days of actual occation of the loan according to the method for interest calculation in Article of the present contract。s account according to the borrower’s application for money withdrawal and then the money will be paid by the borrower himself to the borrower39。 and moreover, if the lender release the loan when the above said conditions are not fully met, it will not constitute a defect of the lender’s performance of contract.Article 4 Loan Release and Payment The borrower agrees the lender to pay the loan money according to the payment method of :□ Method of payment by the lender on authorizationIt means that the lender pays the loan money to the borrower’s transaction objects whi are pliant with the purpose agreed in the present contract according to the borrower39。s Bank of ina in the corresponding period (the loan period is calculated from the date of the loan release). The loan interest rate under the present contract is – 3 – 5 (“□ above □ below 〞) on the basis of the benmark loan interest rate published by the People39。s Bank of ina in the corresponding period while signing the present contract is: – 1 – 2 (“ (annual interest rate)〞). The executed interest rate is determined according to the benmark loan interest rate on the actual date of loan release regulated by the People39。s Republic of ina, on consensus through consultation among the parties, the present contract is hereby entered into for mutual observance.Meanwhile, the borrower, the guarantor and the lender hereby confirm that (eck with a √ mark and uneck with a mark according to the conditions):□ The present contract serves as an ancillary business document of the Personal prehensive Credit Granting Contract under the number of signed by the borrower and the lender.□ The present contract is an independent business document signed by the borrower, the guarantor and the lender.Part 1 Contract Terms and Conditions Article 1 Loan Amount and Purpose The loan type of the present contract is (personal car loan / personal consumption loan / personal business loan / personal credit loan / others: ), the loan amount is RMB Yuan (in s: RMB Yuan), and it is used for only and shall not be appropriated. The lender has the right to monitor the use of loans.Article 2 Loan Term, Interest Rate and Method for Interest Calculation The loan term (and the debt performance period) under the present contract is (“ year(s) and month(s)〞), and its start date is expected from the date (from MM DD to MM DD ). The actual loan start date is subject to the date recorded on the loan receipt. The value date of the loan under the present contract is the date of loan release. The method for interest calculation is as follows: the loan interest will be calculated on a daily, monthly and yearly basis. The calculation methods of fullyear, fullmonth and fullday shall be adopted for loan interest. If fullyear, fullmonth and fullday cannot be reaed, the last day at the end of end is the fullday. If the loan period es to the pletion of year, the interest shall be calculated as per annual interest rate。For the full year (month) and remnant day(s): Interest = principal [period (the number of year(s) or month(s)) yearly or monthly interest rate + the number of remnant day(s) daily interest rate] Except otherwise specified by the both parties, the date of settlement of the loan interest under the present contract is the repayment date for ea period agreed in the present contract. The loan interest rate under the present contract can adopt the floating interest rate, fixed interest rate or quasifixed interest rate, and actually adopts the method: 。s Bank of ina as well as the floating proportion stipulated under the present contract as of the first calendar day of the next calendar year after the interest rate adjustment.□ No interest rate adjustment, and no interest accrual by stage.□ Others: S2. 4A – 1 – 3 □ Fixed interest rateIt shall be executed according to the fixed loan interest rate and floating range stipulated by Shanghai Pudong Development Bank in the corresponding period. The loan interest rate under the present contract is – 2 – 1 (“□ above □ below 〞) on the basis of the fixed loan interest rate published by Shanghai Pudong Development Bank in the corresponding period. If the People39。s Bank of ina is adjusted during the period of executing the floating interest rate, then the contract interest rate shall be adjusted accordingly as per the – 3 – 6 method:□ Adjustment by year, and interest accrual by stage. That is, the new interest rate will be executed according to the benmark loan interest rate regulated by the People39。(3) The name of the transaction object is – 1 – 2, and its account No. / passbook No. / card No. is – 1 – 2, its account bank is – 1 – 2, and its payment amount shall be not more than (currency amount) – 1 – 2。 the repayment date of ea period is – 2.For the loan period is more than one year (exclusive of one year), one of the following repayment methods can be selected (please select it by ticking the appropriate box):□ Adopt the method of mating the repayment of principal and interest.The amount of repayment of principal and interest for ea period = loan principal interest rate per period + loan principal interest rate per period 247。 if the borrower proposes to make early repayment after over year(s) of normal repayment, the default fine