【正文】 e loan principal and interest in accordance with the period specified in the contract. If the borrower repays part of the loan principal and interest in advance, the loan interest will be still charged for the part of early repayment amount on and before the date of early repayment according to repayment according to the relevant regulations of the present contract, and the charged loan interest will not be calculated and refunded. If the borrower repays all the outstanding loan principal and interest in a lump sum in advance, the lender will have the right to charge the loan interest on and before the date of early repayment according to repayment according to the relevant regulations of the present contract, will not calculate and refund the charged loan interest, and also will not calculate and charge the loan interest after the date of early repayment. If the borrower repays the loan principal in advance, a default。 [(1+ interest rate per period) total repayment periods – 1]□ Adopt the method of matching the principal repaymentThe amount of repayment of principal and interest for each period = loan principal 247。 amount) – 1 – 2。 amount) – 1 – 2。s Bank of China adjusts the benchmark loan interest rate during the period, then, since the time that the contract loan interest agreed in the present contract is adjusted, the new contract loan interest rate will be executed after the floating according to the above said floating proportion on the basis of the new loan benchmark interest rate. Therein, monthly interest rate = annual interest rate / 12, daily interest rate = annual interest rate / 360, and the interest rate per period = annual interest rate the number of the month(s) of each period / 12. If the borrower needs to continue adopting the fixed interest rate to calculate the interest, then the borrower shall propose a separate application to the bank.If the benchmark loan interest rate regulated by the People39。s Bank of China is adjusted within the loan period, then the contract interest rate shall be adjusted accordingly as per the – 1 – 3 method:□ Adjustment by year, and interest accrual by stage. That is, the new interest rate will be executed according to the benchmark loan interest rate regulated by the People39。 if the loan period covers full year (month) and remnant days, the interest of the part of full year (month) shall be calculated as per yearly (monthly) interest rate, and the interest of the remnant days shall be calculated according to the actual number of days. The formula of putation is as follows: For the full year and full month: Interest = principal period (the number of year(s) or month(s)) yearly or monthly interest rate。 if the loan period es to the pletion of month, the interest shall be calculated as per monthly interest rate。s Bank of China in the corresponding period as well as the floating proportion under the present contract. Monthly interest rate = annual interest rate / 12, daily interest rate = annual interest rate / 360, and the interest rate per period = annual interest rate the number of the month(s) of each period / 12.If the benchmark loan interest rate regulated by the People39。s Bank of China in the corresponding period. If the People39。s application for money withdrawal request and payment authorization. The specific loan payment provision is – 1: □ The borrower has opened a special account for loan. The borrower authorizes the lender to transfer the loan money to the special account for loan opened by the borrower at the place of the lender when the conditions for loan release are met. The account No. of the special account is – 1 – 1. The above said transfer act of the lender is the money withdrawal of the borrower. The borrower can only transfer the loan money under the present contract in the special account for loan, to the account of its transaction object that the borrower applies for to the lender under the present contract and supplementary change agreement and the lender approves and agrees to bind with the special account for loan payment. If the borrower has not yet determined the information on the binding paid transaction object when entering into the present contract, or needs to change the information on the binding paid transaction object after entering into the present contract, the borrower shall specify it by signing a supplemental agreement or alteration agreement with the lender. The amount that the borrower transfers to any binding paid transaction object shall conform to the agreement between the both parties, and the entire total amount that the borrower transfers to all the binding paid transaction objects shall not exceed the total loan amount of the present contract. The borrower agrees that, according to the provisions and requirement of the lender, the borrower shall use the loan money which will not be used any more in the special account for loan to make early repayment of the loan under the contract. When the present contract is entered into, the information on the transaction object which is bound with the special account for loan payment is as follows:(1) The name of the transaction object is – 1 – 2, and its account No. / passbook No. / card No. is – 1 – 2, its account bank is – 1 – 2, and its payment amount shall be not more than (currency amp。(2) The name of the transaction object is – 1 – 2, and its account No. / passbook No. / card No. is – 1 – 2, its account bank is – 1 – 2, and its payment amount shall be not more than (currency amp。 the repayment date of each period is – 2.For the loan period is more than one year (exclusive of one year), one of the following repayment methods can be selected (please select it by ticking the appropriate box):□ Adopt the method of matching the repayment of principal and interest.The amount of repayment of principal and interest for each period = loan principal interest rate per period + loan principal interest rate per period 2